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Single Family ResidenceResidential
$489,000$169 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $355,000 on Mar 31, 2021

200 WATERFORD DR

MILLS RIVER, NC 28759
3
Beds
3.5
Baths
2,888 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.47 ac
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$489K
$439K low$539K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$355,000 · Mar 31, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$131,534
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$105,227
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.73%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$357,466
PENNYMAC LOAN SERVICES LLC · recorded Dec 15, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,822 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$422,800 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$63,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$359,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$422,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$422,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.52
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
32
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
79
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
51
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyHENDERSON
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2010
Lot (acres)The size of the land the home sits on, from county records.0.47
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.GazeboDeck · 192 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mills River Elementary SchoolA
Elementary · Grades PK–5 · 1.0 mi
H
West Henderson High SchoolA-
High · Grades 9–12 · 3.4 mi
M
Rugby Middle SchoolB+
Middle · Grades 6–8 · 3.5 mi

District: Henderson County Schools

Neighborhood · ZIP 28759These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.60
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.103

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.7,000
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.288 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$90,138
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$105,537
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

200 Waterford Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 89% of homes in Henderson County
  • Bigger than 87% of homes in Henderson County
  • Has a smaller lot than 78% of homes in Mills River 28759

What homes are worth in Mills River 28759

Each bar is how many homes fall in that price range. The marker is this home.

This home
$180K$1.4M

This home is worth more than 46% of homes in Mills River 28759.

How it measures up in Mills River 28759

The dot is this home. The mark in the middle is the typical home in Mills River 28759.

Estimated value$489,000
CheaperTypical $508,921Pricier

Pricier than 46% of homes nearby

Price per ft²$169
CheaperTypical $255Pricier

Pricier than 13% of homes nearby

Living area2,888 ft²
SmallerTypical 1,894 ft²Bigger

Bigger than 81% of homes nearby

Lot size0.47 ac
SmallerTypical 0.89 acBigger

Bigger than 22% of homes nearby

Year built1995
OlderTypical 1997Newer

Newer than 48% of homes nearby

How 200 Waterford Dr ranks against every home in each area.
MeasureThis homeMills River 28759Henderson County
Estimated valuepricier than$489,00046% of homes64% of homes
Price per ft²pricier than$16913% of homes11% of homes
Living areabigger than2,888 ft²81% of homes87% of homes
Lot sizebigger than0.47 ac22% of homes36% of homes
Year builtnewer than199548% of homes57% of homes

About 200 Waterford Dr

How much is 200 Waterford Dr, Mills River, NC worth?

The TopHap Estimate for 200 Waterford Dr, Mills River, NC is $489,000 as of Jul 14, 2026. The likely range is $439,232 to $538,768. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 200 Waterford Dr, Mills River, NC last sell?

200 Waterford Dr, Mills River, NC last sold on Mar 31, 2021 for $355,000, according to the county's recorded deed.

How big is 200 Waterford Dr, Mills River, NC?

200 Waterford Dr, Mills River, NC has 3 bedrooms, 3.5 bathrooms, 2,888 square feet of living space and a 0.47-acre lot.

When was 200 Waterford Dr, Mills River, NC built?

200 Waterford Dr, Mills River, NC was built in 1995, making it 31 years old. It is a conventional home. The building has 1 story.

What schools serve 200 Waterford Dr, Mills River, NC?

200 Waterford Dr, Mills River, NC is assigned to Mills River Elementary School (elementary), rated A; West Henderson High School (high), rated A-; Rugby Middle School (middle), rated B+. All sit in Henderson County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 200 Waterford Dr, Mills River, NC compare to other homes in Mills River 28759?

Among the 3,816 homes in Mills River 28759, it is worth more than 46% of them ($489,000 against a typical $508,921), its price per square foot is higher than 13% of them ($169 against a typical $255), it is bigger than 81% of them (2,888 ft² against a typical 1,894 ft²), its lot is bigger than 22% of them (0.47 ac against a typical 0.89 ac) and it is newer than 48% of them (1995 against a typical 1997). Measured against all of Henderson County, it is worth more than 64% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 200 Waterford Dr, Mills River, NC?

The 2025 property tax bill for 200 Waterford Dr, Mills River, NC was $1,822. The county assessed it at $422,800.

Closest homes

More homes in Mills River 28759

Assigned schools

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