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Single Family ResidenceResidential
$636,253$466 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $305,000 on Oct 26, 2016

20023 ROCK BLUFF CIR

BEND, OR 97702
3
Beds
2
Baths
1,364 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$636K
$607K low$666K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$305,000 · Oct 26, 2016
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$407,503
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$326,002
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.37%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$228,750
PRIME LNDG · recorded Oct 26, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,658 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$216,470 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$210,170
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$629,300

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDeschutes
Lot (acres)The size of the land the home sits on, from county records.0.21
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Gas
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 118 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Pine Ridge Elementary SchoolA-
Elementary · Grades KG–5 · 0.6 mi
M
Cascade Middle SchoolA+
Middle · Grades 6–8 · 1.0 mi
H
Bend Senior High SchoolC+
High · Grades 9–12 · 2.1 mi

District: Bend-la Pine Administrative School District 1

Neighborhood · ZIP 97702These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.82
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.120
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.81

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.55,025
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.278 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$86,958
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$116,303
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.14 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20023 Rock Bluff Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 71% of homes in Southwest Bend
  • Costs more per square foot than 95% of homes in Southwest Bend
  • Smaller than 83% of homes in Southwest Bend
  • Older than 72% of homes in Southwest Bend

What homes are worth in Bend 97702

Each bar is how many homes fall in that price range. The marker is this home.

This home
$274K$2.6M

This home is worth more than 36% of homes in Bend 97702.

How it measures up in Bend 97702

The dot is this home. The mark in the middle is the typical home in Bend 97702.

Estimated value$636,253
CheaperTypical $717,678Pricier

Pricier than 36% of homes nearby

Price per ft²$466
CheaperTypical $395Pricier

Pricier than 76% of homes nearby

Living area1,364 ft²
SmallerTypical 1,877 ft²Bigger

Bigger than 19% of homes nearby

Lot size0.21 ac
SmallerTypical 0.21 acBigger

Bigger than 51% of homes nearby

Year built1997
OlderTypical 2002Newer

Newer than 42% of homes nearby

How 20023 Rock Bluff Cir ranks against every home in each area.
MeasureThis homeSouthwest BendBend 97702Deschutes County
Estimated valuepricier than$636,25329% of homes36% of homes45% of homes
Price per ft²pricier than$46695% of homes76% of homes75% of homes
Living areabigger than1,364 ft²17% of homes19% of homes23% of homes
Lot sizebigger than0.21 ac63% of homes51% of homes45% of homes
Year builtnewer than199728% of homes42% of homes45% of homes

About 20023 Rock Bluff Cir

How much is 20023 Rock Bluff Cir, Bend, OR worth?

The TopHap Estimate for 20023 Rock Bluff Cir, Bend, OR is $636,253 as of Jul 14, 2026. The likely range is $606,874 to $665,632. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20023 Rock Bluff Cir, Bend, OR last sell?

20023 Rock Bluff Cir, Bend, OR last sold on Oct 26, 2016 for $305,000, according to the county's recorded deed.

How big is 20023 Rock Bluff Cir, Bend, OR?

20023 Rock Bluff Cir, Bend, OR has 3 bedrooms, 2 bathrooms, 1,364 square feet of living space and a 0.21-acre lot.

When was 20023 Rock Bluff Cir, Bend, OR built?

20023 Rock Bluff Cir, Bend, OR was built in 1997, making it 29 years old. The building has 1 story.

What schools serve 20023 Rock Bluff Cir, Bend, OR?

20023 Rock Bluff Cir, Bend, OR is assigned to Pine Ridge Elementary School (elementary), rated A-; Cascade Middle School (middle), rated A+; Bend Senior High School (high), rated C+. All sit in Bend-la Pine Administrative School District 1. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20023 Rock Bluff Cir, Bend, OR compare to other homes in Bend 97702?

Among the 20,941 homes in Bend 97702, it is worth more than 36% of them ($636,253 against a typical $717,678), its price per square foot is higher than 76% of them ($466 against a typical $395), it is bigger than 19% of them (1,364 ft² against a typical 1,877 ft²), its lot is bigger than 51% of them (0.21 ac against a typical 0.21 ac) and it is newer than 42% of them (1997 against a typical 2002). Measured against all of Deschutes County, it is worth more than 45% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20023 Rock Bluff Cir, Bend, OR?

The 2025 property tax bill for 20023 Rock Bluff Cir, Bend, OR was $3,658. The county assessed it at $216,470.

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Assigned schools

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