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Single Family ResidenceResidential
$129,028$134 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $84,000 on Mar 6, 2020

20040 ROSCOMMON ST

HARPER WOODS, MI 48225
3
Beds
1
Baths
966 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1946
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$129K
$122K low$136K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$84,000 · Mar 6, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$57,628
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$46,102
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.61%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$71,400
PRIME LNDG · recorded Mar 6, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,830 (2023)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$53,400 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$53,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$106,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWayne
Lot (acres)The size of the land the home sits on, from county records.0.11
ConstructionThe main material the home's frame and walls are built from.Brick
HeatingThe type of heating system in the home.Forced Air
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(9)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Beacon Elementary School
Elementary · Grades PK–3 · 0.4 mi
H
Harper Woods High SchoolC+
High · Grades 9–12 · 0.9 mi
M
Harper Woods Middle SchoolD
Middle · Grades 7–8 · 1.3 mi

District: Harper Woods City Schools

Neighborhood · ZIP 48225These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.94
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.25

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.15,240
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5,829 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,262
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,491
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.53%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20040 Roscommon St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Smaller than 82% of homes in Wayne County
  • Has a smaller lot than 71% of homes in Harper Woods 48225
  • Older than 74% of homes in Harper Woods 48225

What homes are worth in Harper Woods 48225

Each bar is how many homes fall in that price range. The marker is this home.

This home
$40K$253K

This home is worth more than 45% of homes in Harper Woods 48225.

How it measures up in Harper Woods 48225

The dot is this home. The mark in the middle is the typical home in Harper Woods 48225.

Estimated value$129,028
CheaperTypical $137,455Pricier

Pricier than 45% of homes nearby

Price per ft²$134
CheaperTypical $122Pricier

Pricier than 64% of homes nearby

Living area966 ft²
SmallerTypical 1,078 ft²Bigger

Bigger than 31% of homes nearby

Lot size0.11 ac
SmallerTypical 0.13 acBigger

Bigger than 29% of homes nearby

Year built1946
OlderTypical 1950Newer

Newer than 26% of homes nearby

How 20040 Roscommon St ranks against every home in each area.
MeasureThis homeHarper Woods 48225Wayne County
Estimated valuepricier than$129,02845% of homes37% of homes
Price per ft²pricier than$13464% of homes49% of homes
Living areabigger than966 ft²31% of homes18% of homes
Lot sizebigger than0.11 ac29% of homes34% of homes
Year builtnewer than194626% of homes39% of homes

About 20040 Roscommon St

How much is 20040 Roscommon St, Harper Woods, MI worth?

The TopHap Estimate for 20040 Roscommon St, Harper Woods, MI is $129,028 as of Jul 14, 2026. The likely range is $121,576 to $136,480. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20040 Roscommon St, Harper Woods, MI last sell?

20040 Roscommon St, Harper Woods, MI last sold on Mar 6, 2020 for $84,000, according to the county's recorded deed. TopHap holds 7 recorded sales for this parcel.

How big is 20040 Roscommon St, Harper Woods, MI?

20040 Roscommon St, Harper Woods, MI has 3 bedrooms, 1 bathrooms, 966 square feet of living space and a 0.11-acre lot.

When was 20040 Roscommon St, Harper Woods, MI built?

20040 Roscommon St, Harper Woods, MI was built in 1946, making it 80 years old. The building has 2 stories.

What schools serve 20040 Roscommon St, Harper Woods, MI?

20040 Roscommon St, Harper Woods, MI is assigned to Beacon Elementary School (elementary); Harper Woods High School (high), rated C+; Harper Woods Middle School (middle), rated D. All sit in Harper Woods City Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20040 Roscommon St, Harper Woods, MI compare to other homes in Harper Woods 48225?

Among the 5,861 homes in Harper Woods 48225, it is worth more than 45% of them ($129,028 against a typical $137,455), its price per square foot is higher than 64% of them ($134 against a typical $122), it is bigger than 31% of them (966 ft² against a typical 1,078 ft²), its lot is bigger than 29% of them (0.11 ac against a typical 0.13 ac) and it is newer than 26% of them (1946 against a typical 1950). Measured against all of Wayne County, it is worth more than 37% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20040 Roscommon St, Harper Woods, MI?

The 2023 property tax bill for 20040 Roscommon St, Harper Woods, MI was $3,830. The county assessed it at $53,400.

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Closest homes

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Assigned schools

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