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Single Family ResidenceResidential
$309,071$110 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $310,000 on Dec 17, 2024

20040 ROSS RD

FOUNTAIN, FL 32438
5
Beds
4
Baths
2,810 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5 ac
Lot SizeThe size of the land the home sits on, from county records.
1974
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$309K
$271K low$347K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$310,000 · Dec 17, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$981 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$301,946 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$25,555
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$276,391
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$115,447
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$301,946

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.49
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
39
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
95
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
82
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBAY
Lot (acres)The size of the land the home sits on, from county records.5.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 196 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Waller Elementary SchoolC
Elementary · Grades PK–5 · 10.1 mi
H
Deane Bozeman SchoolB
High · Grades PK–12 · 16.9 mi
M
Merritt Brown Middle SchoolC-
Middle · Grades 6–8 · 20.0 mi

District: Bay County School District

Neighborhood · ZIP 32438These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.139
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.73
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.2%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.32%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.4,176
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.60 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$40,601
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$51,232
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.64 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20040 Ross Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Fountain 32438
  • Costs less per square foot than 96% of homes in Bay County
  • Among the largest homes in Fountain 32438
  • Among the largest lots in Bay County
  • Older than 87% of homes in Fountain 32438

What homes are worth in Fountain 32438

Each bar is how many homes fall in that price range. The marker is this home.

This home
$40K$550K

This home is worth more than 86% of homes in Fountain 32438.

How it measures up in Fountain 32438

The dot is this home. The mark in the middle is the typical home in Fountain 32438.

Estimated value$309,071
CheaperTypical $158,785Pricier

Pricier than 86% of homes nearby

Price per ft²$110
CheaperTypical $127Pricier

Pricier than 37% of homes nearby

Living area2,810 ft²
SmallerTypical 1,292 ft²Bigger

Bigger than almost all homes nearby

Lot size5 ac
SmallerTypical 3.4 acBigger

Bigger than 69% of homes nearby

Year built1974
OlderTypical 1998Newer

Newer than 13% of homes nearby

How 20040 Ross Rd ranks against every home in each area.
MeasureThis homeFountain 32438Bay County
Estimated valuepricier than$309,07186% of homes43% of homes
Price per ft²pricier than$11037% of homes4% of homes
Living areabigger than2,810 ft²almost all homes94% of homes
Lot sizebigger than5 ac69% of homesalmost all homes
Year builtnewer than197413% of homes18% of homes

About 20040 Ross Rd

How much is 20040 Ross Rd, Fountain, FL worth?

The TopHap Estimate for 20040 Ross Rd, Fountain, FL is $309,071 as of Sep 24, 2026. The likely range is $270,643 to $347,499. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20040 Ross Rd, Fountain, FL last sell?

20040 Ross Rd, Fountain, FL last sold on Dec 17, 2024 for $310,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 20040 Ross Rd, Fountain, FL?

20040 Ross Rd, Fountain, FL has 5 bedrooms, 4 bathrooms, 2,810 square feet of living space and a 5.00-acre lot.

When was 20040 Ross Rd, Fountain, FL built?

20040 Ross Rd, Fountain, FL was built in 1974, making it 52 years old. The building has 1 story.

What schools serve 20040 Ross Rd, Fountain, FL?

20040 Ross Rd, Fountain, FL is assigned to Waller Elementary School (elementary), rated C; Deane Bozeman School (high), rated B; Merritt Brown Middle School (middle), rated C-. All sit in Bay County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20040 Ross Rd, Fountain, FL compare to other homes in Fountain 32438?

Among the 1,769 homes in Fountain 32438, it is worth more than 86% of them ($309,071 against a typical $158,785), its price per square foot is higher than 37% of them ($110 against a typical $127), it is bigger than almost all of them (2,810 ft² against a typical 1,292 ft²), its lot is bigger than 69% of them (5 ac against a typical 3.4 ac) and it is newer than 13% of them (1974 against a typical 1998). Measured against all of Bay County, it is worth more than 43% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20040 Ross Rd, Fountain, FL?

The 2024 property tax bill for 20040 Ross Rd, Fountain, FL was $981. The county assessed it at $301,946.

More homes on Ross Rd

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More homes in Fountain 32438

Assigned schools

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