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Single Family ResidenceResidential
$666,325$365 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $669,000 on Feb 14, 2022

20045 OLD ROCK HOUSE RD

BEND, OR 97702
3
Beds
2.5
Baths
1,825 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.26 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$666K
$634K low$699K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$669,000 · Feb 14, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$131,125
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$104,900
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.82%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$535,200
ACADEMY MORTGAGE CORP · recorded Feb 14, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,519 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$267,440 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$259,660
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$684,900

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bi-Level
CountyDESCHUTES
Lot (acres)The size of the land the home sits on, from county records.0.26
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 34 ft²

Transaction History(9)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Pine Ridge Elementary SchoolA-
Elementary · Grades KG–5 · 0.8 mi
M
Cascade Middle SchoolA+
Middle · Grades 6–8 · 1.0 mi
H
Bend Senior High SchoolC+
High · Grades 9–12 · 1.9 mi

District: Bend-la Pine Administrative School District 1

Neighborhood · ZIP 97702These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.82
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.120
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.81

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.55,025
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.278 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$86,958
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$116,303
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.14 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20045 Old Rock House Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 82% of homes in Southern Crossing
  • Has a bigger lot than 78% of homes in Southern Crossing
  • Older than 71% of homes in Southern Crossing

What homes are worth in Bend 97702

Each bar is how many homes fall in that price range. The marker is this home.

This home
$266K$2.3M

This home is worth more than 42% of homes in Bend 97702.

How it measures up in Bend 97702

The dot is this home. The mark in the middle is the typical home in Bend 97702.

Estimated value$666,325
CheaperTypical $710,125Pricier

Pricier than 42% of homes nearby

Price per ft²$365
CheaperTypical $394Pricier

Pricier than 37% of homes nearby

Living area1,825 ft²
SmallerTypical 1,879 ft²Bigger

Bigger than 47% of homes nearby

Lot size0.26 ac
SmallerTypical 0.21 acBigger

Bigger than 56% of homes nearby

Year built1998
OlderTypical 2002Newer

Newer than 43% of homes nearby

How 20045 Old Rock House Rd ranks against every home in each area.
MeasureThis homeSouthern CrossingBend 97702Deschutes County
Estimated valuepricier than$666,32538% of homes42% of homes49% of homes
Price per ft²pricier than$36518% of homes37% of homes43% of homes
Living areabigger than1,825 ft²59% of homes47% of homes53% of homes
Lot sizebigger than0.26 ac78% of homes56% of homes52% of homes
Year builtnewer than199829% of homes43% of homes48% of homes

About 20045 Old Rock House Rd

How much is 20045 Old Rock House Rd, Bend, OR worth?

The TopHap Estimate for 20045 Old Rock House Rd, Bend, OR is $666,325 as of Jul 14, 2026. The likely range is $633,611 to $699,039. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20045 Old Rock House Rd, Bend, OR last sell?

20045 Old Rock House Rd, Bend, OR last sold on Feb 14, 2022 for $669,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 20045 Old Rock House Rd, Bend, OR?

20045 Old Rock House Rd, Bend, OR has 3 bedrooms, 2.5 bathrooms, 1,825 square feet of living space and a 0.26-acre lot.

When was 20045 Old Rock House Rd, Bend, OR built?

20045 Old Rock House Rd, Bend, OR was built in 1998, making it 28 years old. It is a bi-level home. The building has 2 stories.

What schools serve 20045 Old Rock House Rd, Bend, OR?

20045 Old Rock House Rd, Bend, OR is assigned to Pine Ridge Elementary School (elementary), rated A-; Cascade Middle School (middle), rated A+; Bend Senior High School (high), rated C+. All sit in Bend-la Pine Administrative School District 1. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20045 Old Rock House Rd, Bend, OR compare to other homes in Bend 97702?

Among the 20,918 homes in Bend 97702, it is worth more than 42% of them ($666,325 against a typical $710,125), its price per square foot is higher than 37% of them ($365 against a typical $394), it is bigger than 47% of them (1,825 ft² against a typical 1,879 ft²), its lot is bigger than 56% of them (0.26 ac against a typical 0.21 ac) and it is newer than 43% of them (1998 against a typical 2002). Measured against all of Deschutes County, it is worth more than 49% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20045 Old Rock House Rd, Bend, OR?

The 2025 property tax bill for 20045 Old Rock House Rd, Bend, OR was $4,519. The county assessed it at $267,440.

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Assigned schools

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