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Rural ResidenceResidential

20045 STATE ROUTE U

SAINT JAMES, MO 65559
1
Beds
2
Baths
1,860 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
11.1 ac
Lot SizeThe size of the land the home sits on, from county records.
1965
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$84,150
TOWN AND COUNTRY BANK · recorded May 30, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,763 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$41,130 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,330
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$36,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$41,130
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$194,215

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.50
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
51
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
80
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
72
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
14
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyPHELPS
Lot (acres)The size of the land the home sits on, from county records.11.10
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Gravity
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lucy Wortham James Elementary SchoolC+
Elementary · Grades PK–5 · 3.7 mi
H
St. James High SchoolB-
High · Grades 9–12 · 3.8 mi
M
St. James Middle SchoolC+
Middle · Grades 6–8 · 4.8 mi

District: St. James R-I School District

Neighborhood · ZIP 65559These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.111
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.72

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.10,002
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.51 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,700
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,636
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20045 State Route U measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 74% of homes in Saint James 65559
  • Has a bigger lot than 81% of homes in Phelps County
  • Older than 68% of homes in Saint James 65559

How it measures up in Saint James 65559

The dot is this home. The mark in the middle is the typical home in Saint James 65559.

Living area1,860 ft²
SmallerTypical 1,480 ft²Bigger

Bigger than 74% of homes nearby

Lot size11.1 ac
SmallerTypical 3.29 acBigger

Bigger than 71% of homes nearby

Year built1965
OlderTypical 1978Newer

Newer than 32% of homes nearby

How 20045 State Route U ranks against every home in each area.
MeasureThis homeSaint James 65559Phelps County
Living areabigger than1,860 ft²74% of homes71% of homes
Lot sizebigger than11.1 ac71% of homes81% of homes
Year builtnewer than196532% of homes32% of homes

About 20045 State Route U

When did 20045 State Route U, Saint James, MO last sell?

20045 State Route U, Saint James, MO last sold on Sep 18, 2025, according to the county's recorded deed.

How big is 20045 State Route U, Saint James, MO?

20045 State Route U, Saint James, MO has 1 bedrooms, 2 bathrooms, 1,860 square feet of living space and a 11.10-acre lot.

When was 20045 State Route U, Saint James, MO built?

20045 State Route U, Saint James, MO was built in 1965, making it 61 years old. The building has 1 story.

What schools serve 20045 State Route U, Saint James, MO?

20045 State Route U, Saint James, MO is assigned to Lucy Wortham James Elementary School (elementary), rated C+; St. James High School (high), rated B-; St. James Middle School (middle), rated C+. All sit in St. James R-I School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20045 State Route U, Saint James, MO compare to other homes in Saint James 65559?

Among the 3,633 homes in Saint James 65559, it is bigger than 74% of them (1,860 ft² against a typical 1,480 ft²), its lot is bigger than 71% of them (11.1 ac against a typical 3.29 ac) and it is newer than 32% of them (1965 against a typical 1978). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20045 State Route U, Saint James, MO?

The 2025 property tax bill for 20045 State Route U, Saint James, MO was $1,763. The county assessed it at $41,130.

Closest homes

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Assigned schools

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