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Single Family ResidenceResidential
$540,368$217 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $540,000 on Jun 26, 2026

20120 RIVER RD

CHESTERFIELD, VA 23838
3
Beds
2.5
Baths
2,494 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5.8 ac
Lot SizeThe size of the land the home sits on, from county records.
1979
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$540K
$464K low$617K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$540,000 · Jun 26, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,318 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$482,400 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$125,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$357,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$451,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$482,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.51
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
81
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
63
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyCHESTERFIELD
Lot (acres)The size of the land the home sits on, from county records.5.80
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Electric
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 144 ft²Patio · 504 ft²Porch · 220 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Grange Hall Elementary SchoolA+
Elementary · Grades PK–5 · 5.2 mi
H
Cosby High SchoolA-
High · Grades 9–12 · 7.8 mi
M
Bailey Bridge Middle SchoolC+
Middle · Grades 6–8 · 11.3 mi

District: Chesterfield County Public Schools

Neighborhood · ZIP 23838These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.65
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.64

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.17,655
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.170 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$124,010
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$150,389
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20120 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Chesterfield County
  • Costs more per square foot than 87% of homes in Chesterfield County
  • Bigger than 69% of homes in Chesterfield County
  • Has a bigger lot than 96% of homes in Chesterfield County
  • Older than 84% of homes in Chesterfield 23838

What homes are worth in Chesterfield 23838

Each bar is how many homes fall in that price range. The marker is this home.

This home
$183K$971K

This home is worth more than 68% of homes in Chesterfield 23838.

How it measures up in Chesterfield 23838

The dot is this home. The mark in the middle is the typical home in Chesterfield 23838.

Estimated value$540,368
CheaperTypical $445,563Pricier

Pricier than 68% of homes nearby

Price per ft²$217
CheaperTypical $165Pricier

Pricier than 85% of homes nearby

Living area2,494 ft²
SmallerTypical 2,720 ft²Bigger

Bigger than 41% of homes nearby

Lot size5.8 ac
SmallerTypical 1.54 acBigger

Bigger than 88% of homes nearby

Year built1979
OlderTypical 1999Newer

Newer than 16% of homes nearby

How 20120 River Rd ranks against every home in each area.
MeasureThis homeChesterfield 23838Chesterfield County
Estimated valuepricier than$540,36868% of homes86% of homes
Price per ft²pricier than$21785% of homes87% of homes
Living areabigger than2,494 ft²41% of homes69% of homes
Lot sizebigger than5.8 ac88% of homes96% of homes
Year builtnewer than197916% of homes28% of homes

About 20120 River Rd

How much is 20120 River Rd, Chesterfield, VA worth?

The TopHap Estimate for 20120 River Rd, Chesterfield, VA is $540,368 as of Jul 14, 2026. The likely range is $464,162 to $616,574. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20120 River Rd, Chesterfield, VA last sell?

20120 River Rd, Chesterfield, VA last sold on Jun 26, 2026 for $540,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 20120 River Rd, Chesterfield, VA?

20120 River Rd, Chesterfield, VA has 3 bedrooms, 2.5 bathrooms, 2,494 square feet of living space and a 5.80-acre lot.

When was 20120 River Rd, Chesterfield, VA built?

20120 River Rd, Chesterfield, VA was built in 1979, making it 47 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 20120 River Rd, Chesterfield, VA?

20120 River Rd, Chesterfield, VA is assigned to Grange Hall Elementary School (elementary), rated A+; Cosby High School (high), rated A-; Bailey Bridge Middle School (middle), rated C+. All sit in Chesterfield County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20120 River Rd, Chesterfield, VA compare to other homes in Chesterfield 23838?

Among the 8,147 homes in Chesterfield 23838, it is worth more than 68% of them ($540,368 against a typical $445,563), its price per square foot is higher than 85% of them ($217 against a typical $165), it is bigger than 41% of them (2,494 ft² against a typical 2,720 ft²), its lot is bigger than 88% of them (5.8 ac against a typical 1.54 ac) and it is newer than 16% of them (1979 against a typical 1999). Measured against all of Chesterfield County, it is worth more than 86% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20120 River Rd, Chesterfield, VA?

The 2026 property tax bill for 20120 River Rd, Chesterfield, VA was $4,318. The county assessed it at $482,400.

More homes on River Rd

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