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Single Family ResidenceResidential
$289,249$173 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $395,000 on Sep 5, 2019

20128 POLK ST NW

ELK RIVER, MN 55330
3
Beds
3
Baths
1,669 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.71 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$289K
$276K low$302K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$395,000 · Sep 5, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$189,249
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$151,399
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.35%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
KINGS FEDERAL CREDIT UNION · 5.98% 1 · recorded Apr 3, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,472 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$542,300 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$139,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$402,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$549,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$542,300

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Modular
CountySHERBURNE
Lot (acres)The size of the land the home sits on, from county records.0.71
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Spa/Hot Tub (Only)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Wet barDeck · 276 ft²Porch · 46 ft²

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Parker Elementary SchoolA-
Elementary · Grades KG–5 · 2.1 mi
M
Salk STEM Magnet Middle SchoolB
Middle · Grades 6–8 · 2.2 mi
H
Elk River High SchoolA
High · Grades 9–12 · 2.3 mi

District: Elk River Area Isd 728

Neighborhood · ZIP 55330These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.71
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.9

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.49,987
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.465 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$112,701
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$128,035
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20128 Polk St Nw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 77% of homes in Sherburne County
  • Bigger than 87% of homes in Sherburne County
  • Newer than 68% of homes in Sherburne County

What homes are worth in Elk River 55330

Each bar is how many homes fall in that price range. The marker is this home.

This home
$128K$599K

This home is worth more than 56% of homes in Elk River 55330.

How it measures up in Elk River 55330

The dot is this home. The mark in the middle is the typical home in Elk River 55330.

Estimated value$289,249
CheaperTypical $271,783Pricier

Pricier than 56% of homes nearby

Price per ft²$173
CheaperTypical $196Pricier

Pricier than 33% of homes nearby

Living area1,669 ft²
SmallerTypical 1,328 ft²Bigger

Bigger than 73% of homes nearby

Lot size0.71 ac
SmallerTypical 0.4 acBigger

Bigger than 62% of homes nearby

Year built2002
OlderTypical 2001Newer

Newer than 60% of homes nearby

How 20128 Polk St Nw ranks against every home in each area.
MeasureThis homeElk River 55330Sherburne County
Estimated valuepricier than$289,24956% of homes64% of homes
Price per ft²pricier than$17333% of homes23% of homes
Living areabigger than1,669 ft²73% of homes87% of homes
Lot sizebigger than0.71 ac62% of homes53% of homes
Year builtnewer than200260% of homes68% of homes

About 20128 Polk St Nw

How much is 20128 Polk St Nw, Elk River, MN worth?

The TopHap Estimate for 20128 Polk St Nw, Elk River, MN is $289,249 as of Jul 14, 2026. The likely range is $276,378 to $302,120. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20128 Polk St Nw, Elk River, MN last sell?

20128 Polk St Nw, Elk River, MN last sold on Sep 5, 2019 for $395,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 20128 Polk St Nw, Elk River, MN?

20128 Polk St Nw, Elk River, MN has 3 bedrooms, 3 bathrooms, 1,669 square feet of living space and a 0.71-acre lot.

When was 20128 Polk St Nw, Elk River, MN built?

20128 Polk St Nw, Elk River, MN was built in 2002, making it 24 years old. It is a modular home. The building has 2 stories.

What schools serve 20128 Polk St Nw, Elk River, MN?

20128 Polk St Nw, Elk River, MN is assigned to Parker Elementary School (elementary), rated A-; Salk STEM Magnet Middle School (middle), rated B; Elk River High School (high), rated A. All sit in Elk River Area Isd 728. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20128 Polk St Nw, Elk River, MN compare to other homes in Elk River 55330?

Among the 16,054 homes in Elk River 55330, it is worth more than 56% of them ($289,249 against a typical $271,783), its price per square foot is higher than 33% of them ($173 against a typical $196), it is bigger than 73% of them (1,669 ft² against a typical 1,328 ft²), its lot is bigger than 62% of them (0.71 ac against a typical 0.4 ac) and it is newer than 60% of them (2002 against a typical 2001). Measured against all of Sherburne County, it is worth more than 64% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20128 Polk St Nw, Elk River, MN?

The 2025 property tax bill for 20128 Polk St Nw, Elk River, MN was $7,472. The county assessed it at $542,300.

Closest homes

More homes in Elk River 55330

Assigned schools

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