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Single Family ResidenceResidential
$127,069
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 73How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

20184 E SADDLE CLUB RD

BELLE RIVE, IL 62810
0
Baths
4.73 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$127K
$93K low$162K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$127,069
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$101,655

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$113 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$13,114 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,443
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$6,671
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$19,774
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$39,342

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
24
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
85
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
85
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJEFFERSON
Lot (acres)The size of the land the home sits on, from county records.4.73
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Opdyke-Belle Rive Grade SchoolD-
Elementary · Grades PK–8 · 3.3 mi
H
Mount Vernon Township High School
High · Grades 9–12 · 10.6 mi

District: Opdyke-Belle Rive Community Consolidated School District 5

Neighborhood · ZIP 62810These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.73
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.220

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.1,592
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.18 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,078
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,692
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20184 E Saddle Club Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a bigger lot than 95% of homes in Jefferson County

What homes are worth in Belle Rive 62810

Each bar is how many homes fall in that price range. The marker is this home.

This home
$35K$383K

This home is worth more than 59% of homes in Belle Rive 62810.

How it measures up in Belle Rive 62810

The dot is this home. The mark in the middle is the typical home in Belle Rive 62810.

Estimated value$127,069
CheaperTypical $113,196Pricier

Pricier than 59% of homes nearby

Lot size4.73 ac
SmallerTypical 0.9 acBigger

Bigger than 92% of homes nearby

How 20184 E Saddle Club Rd ranks against every home in each area.
MeasureThis homeBelle Rive 62810Jefferson County
Estimated valuepricier than$127,06959% of homes58% of homes
Lot sizebigger than4.73 ac92% of homes95% of homes

About 20184 E Saddle Club Rd

How much is 20184 E Saddle Club Rd, Belle Rive, IL worth?

The TopHap Estimate for 20184 E Saddle Club Rd, Belle Rive, IL is $127,069 as of Jul 14, 2026. The likely range is $92,574 to $161,564. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20184 E Saddle Club Rd, Belle Rive, IL last sell?

20184 E Saddle Club Rd, Belle Rive, IL last sold on Jan 1, 1900, according to the county's recorded deed.

What schools serve 20184 E Saddle Club Rd, Belle Rive, IL?

20184 E Saddle Club Rd, Belle Rive, IL is assigned to Opdyke-Belle Rive Grade School (elementary), rated D-; Mount Vernon Township High School (high). All sit in Opdyke-Belle Rive Community Consolidated School District 5. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20184 E Saddle Club Rd, Belle Rive, IL compare to other homes in Belle Rive 62810?

Among the 283 homes in Belle Rive 62810, it is worth more than 59% of them ($127,069 against a typical $113,196) and its lot is bigger than 92% of them (4.73 ac against a typical 0.9 ac). Measured against all of Jefferson County, it is worth more than 58% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20184 E Saddle Club Rd, Belle Rive, IL?

The 2024 property tax bill for 20184 E Saddle Club Rd, Belle Rive, IL was $113. The county assessed it at $13,114.

Closest homes

More homes in Belle Rive 62810

Assigned schools

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