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Single Family ResidenceResidential
$101,135$59 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

20188 HIGHWAY 38

CLOSPLINT, KY 40927
3
Beds
2
Baths
1,724 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.58 ac
Lot SizeThe size of the land the home sits on, from county records.
1990
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$101K
$93K low$110K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$481 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$85,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$79,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$85,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$85,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.66
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
39
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
76
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
98
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
20
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHarlan
Lot (acres)The size of the land the home sits on, from county records.0.58
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cumberland Elementary SchoolB-
Elementary · Grades PK–8 · 7.0 mi
H
Harlan County High SchoolC-
High · Grades 9–12 · 12.7 mi

District: Harlan County School District

Neighborhood · ZIP 40927These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.125
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.129
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.96

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.4.8%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.26%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.864
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.20 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$46,518
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,254
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.61 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20188 Highway 38 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 85% of homes in Closplint 40927
  • Costs more per square foot than 68% of homes in Closplint 40927
  • Bigger than 82% of homes in Closplint 40927
  • Newer than 74% of homes in Closplint 40927

What homes are worth in Closplint 40927

Each bar is how many homes fall in that price range. The marker is this home.

This home
$28K$163K

This home is worth more than 85% of homes in Closplint 40927.

How it measures up in Closplint 40927

The dot is this home. The mark in the middle is the typical home in Closplint 40927.

Estimated value$101,135
CheaperTypical $66,169Pricier

Pricier than 85% of homes nearby

Price per ft²$59
CheaperTypical $53Pricier

Pricier than 68% of homes nearby

Living area1,724 ft²
SmallerTypical 1,176 ft²Bigger

Bigger than 82% of homes nearby

Lot size0.58 ac
SmallerTypical 0.48 acBigger

Bigger than 56% of homes nearby

Year built1990
OlderTypical 1975Newer

Newer than 74% of homes nearby

How 20188 Highway 38 ranks against every home in each area.
MeasureThis homeClosplint 40927Harlan County
Estimated valuepricier than$101,13585% of homes73% of homes
Price per ft²pricier than$5968% of homes54% of homes
Living areabigger than1,724 ft²82% of homes80% of homes
Lot sizebigger than0.58 ac56% of homes64% of homes
Year builtnewer than199074% of homes72% of homes

About 20188 Highway 38

How much is 20188 Highway 38, Closplint, KY worth?

The TopHap Estimate for 20188 Highway 38, Closplint, KY is $101,135 as of Aug 30, 2026. The likely range is $92,554 to $109,716. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20188 Highway 38, Closplint, KY last sell?

20188 Highway 38, Closplint, KY last sold on Jun 6, 2014, according to the county's recorded deed.

How big is 20188 Highway 38, Closplint, KY?

20188 Highway 38, Closplint, KY has 3 bedrooms, 2 bathrooms, 1,724 square feet of living space and a 0.58-acre lot.

When was 20188 Highway 38, Closplint, KY built?

20188 Highway 38, Closplint, KY was built in 1990, making it 36 years old. The building has 2 stories.

What schools serve 20188 Highway 38, Closplint, KY?

20188 Highway 38, Closplint, KY is assigned to Cumberland Elementary School (elementary), rated B-; Harlan County High School (high), rated C-. All sit in Harlan County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20188 Highway 38, Closplint, KY compare to other homes in Closplint 40927?

Among the 212 homes in Closplint 40927, it is worth more than 85% of them ($101,135 against a typical $66,169), its price per square foot is higher than 68% of them ($59 against a typical $53), it is bigger than 82% of them (1,724 ft² against a typical 1,176 ft²), its lot is bigger than 56% of them (0.58 ac against a typical 0.48 ac) and it is newer than 74% of them (1990 against a typical 1975). Measured against all of Harlan County, it is worth more than 73% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20188 Highway 38, Closplint, KY?

The 2025 property tax bill for 20188 Highway 38, Closplint, KY was $481. The county assessed it at $85,000.

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