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Rural ResidenceResidential
$225,047$245 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

20195 ROCK CUTS RD

STURGEON LAKE, MN 55783
3
Beds
1
Baths
920 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
68 ac
Lot SizeThe size of the land the home sits on, from county records.
1934
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$225K
$177K low$274K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,590 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$257,500 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$214,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$42,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$198,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$257,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.14 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyPINE
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1959
Lot (acres)The size of the land the home sits on, from county records.68.00
ConstructionThe main material the home's frame and walls are built from.Steel Frame
RoofThe main material covering the roof, such as asphalt shingle or tile.Galvanized
HeatingThe type of heating system in the home.Convection
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 80 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Willow River Secondary SchoolD+
Middle · Grades 7–12 · 6.0 mi
E
Willow River Elementary SchoolC+
Elementary · Grades PK–6 · 6.0 mi

District: Willow River Public School District

Neighborhood · ZIP 55783These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.160
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.6

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.60%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.2,825
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.23 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,785
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,253
Average tempThe average temperature here across a full year.40°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.53%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20195 Rock Cuts Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 67% of homes in Sturgeon Lake 55783
  • Smaller than 72% of homes in Sturgeon Lake 55783
  • Has a bigger lot than 94% of homes in Sturgeon Lake 55783
  • Older than 92% of homes in Sturgeon Lake 55783

What homes are worth in Sturgeon Lake 55783

Each bar is how many homes fall in that price range. The marker is this home.

This home
$61K$797K

This home is worth more than 33% of homes in Sturgeon Lake 55783.

How it measures up in Sturgeon Lake 55783

The dot is this home. The mark in the middle is the typical home in Sturgeon Lake 55783.

Estimated value$225,047
CheaperTypical $294,381Pricier

Pricier than 33% of homes nearby

Price per ft²$245
CheaperTypical $264Pricier

Pricier than 41% of homes nearby

Living area920 ft²
SmallerTypical 1,200 ft²Bigger

Bigger than 28% of homes nearby

Lot size68 ac
SmallerTypical 1.03 acBigger

Bigger than 94% of homes nearby

Year built1934
OlderTypical 1988Newer

Newer than 8% of homes nearby

How 20195 Rock Cuts Rd ranks against every home in each area.
MeasureThis homeSturgeon Lake 55783Pine County
Estimated valuepricier than$225,04733% of homes44% of homes
Price per ft²pricier than$24541% of homes63% of homes
Living areabigger than920 ft²28% of homes29% of homes
Lot sizebigger than68 ac94% of homes91% of homes
Year builtnewer than19348% of homes14% of homes

About 20195 Rock Cuts Rd

How much is 20195 Rock Cuts Rd, Sturgeon Lake, MN worth?

The TopHap Estimate for 20195 Rock Cuts Rd, Sturgeon Lake, MN is $225,047 as of Sep 24, 2026. The likely range is $176,515 to $273,579. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20195 Rock Cuts Rd, Sturgeon Lake, MN last sell?

20195 Rock Cuts Rd, Sturgeon Lake, MN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 20195 Rock Cuts Rd, Sturgeon Lake, MN?

20195 Rock Cuts Rd, Sturgeon Lake, MN has 3 bedrooms, 1 bathrooms, 920 square feet of living space and a 68.00-acre lot.

When was 20195 Rock Cuts Rd, Sturgeon Lake, MN built?

20195 Rock Cuts Rd, Sturgeon Lake, MN was built in 1934, making it 92 years old. The building has 1 story.

What schools serve 20195 Rock Cuts Rd, Sturgeon Lake, MN?

20195 Rock Cuts Rd, Sturgeon Lake, MN is assigned to Willow River Secondary School (middle), rated D+; Willow River Elementary School (elementary), rated C+. All sit in Willow River Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20195 Rock Cuts Rd, Sturgeon Lake, MN compare to other homes in Sturgeon Lake 55783?

Among the 2,714 homes in Sturgeon Lake 55783, it is worth more than 33% of them ($225,047 against a typical $294,381), its price per square foot is higher than 41% of them ($245 against a typical $264), it is bigger than 28% of them (920 ft² against a typical 1,200 ft²), its lot is bigger than 94% of them (68 ac against a typical 1.03 ac) and it is newer than 8% of them (1934 against a typical 1988). Measured against all of Pine County, it is worth more than 44% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20195 Rock Cuts Rd, Sturgeon Lake, MN?

The 2025 property tax bill for 20195 Rock Cuts Rd, Sturgeon Lake, MN was $1,590. The county assessed it at $257,500.

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