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Single Family ResidenceResidential
$382,597$235 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $212,000 on Mar 2, 2009

2020 COTTAGE WAY

ROCKY MOUNT, NC 27803
3
Beds
3 / 1
Baths
1,625 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
2007
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$383K
$364K low$402K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$212,000 · Mar 2, 2009
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$191,797
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$153,438
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.52%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$169,600
AFFILIATED MORTGAGE SERVICES · recorded Mar 2, 2009
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$21,200
SOUTHERN BANK & TRUST CO

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,453 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$230,690 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$22,390
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$208,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$163,060
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$230,690

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountyNash
Lot (acres)The size of the land the home sits on, from county records.0.15
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Winstead Avenue Elementary SchoolC-
Elementary · Grades KG–5 · 1.1 mi
H
Rocky Mount High SchoolD+
High · Grades 9–12 · 1.2 mi
M
Rocky Mount Middle SchoolC-
Middle · Grades 6–8 · 2.7 mi

District: Nash County Public Schools

Neighborhood · ZIP 27803These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.32

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.22,086
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.522 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,570
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$75,421
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2020 Cottage Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Rocky Mount 27803
  • Costs more per square foot than 98% of homes in Rocky Mount 27803
  • Has a smaller lot than 95% of homes in Nash County
  • Newer than 93% of homes in Rocky Mount 27803

What homes are worth in Rocky Mount 27803

Each bar is how many homes fall in that price range. The marker is this home.

This home
$26K$660K

This home is worth more than 86% of homes in Rocky Mount 27803.

How it measures up in Rocky Mount 27803

The dot is this home. The mark in the middle is the typical home in Rocky Mount 27803.

Estimated value$382,597
CheaperTypical $204,668Pricier

Pricier than 86% of homes nearby

Price per ft²$235
CheaperTypical $126Pricier

Pricier than 98% of homes nearby

Living area1,625 ft²
SmallerTypical 1,550 ft²Bigger

Bigger than 56% of homes nearby

Lot size0.15 ac
SmallerTypical 0.38 acBigger

Bigger than 6% of homes nearby

Year built2007
OlderTypical 1976Newer

Newer than 93% of homes nearby

How 2020 Cottage Way ranks against every home in each area.
MeasureThis homeRocky Mount 27803Nash County
Estimated valuepricier than$382,59786% of homes84% of homes
Price per ft²pricier than$23598% of homes96% of homes
Living areabigger than1,625 ft²56% of homes51% of homes
Lot sizebigger than0.15 ac6% of homes5% of homes
Year builtnewer than200793% of homes84% of homes

About 2020 Cottage Way

How much is 2020 Cottage Way, Rocky Mount, NC worth?

The TopHap Estimate for 2020 Cottage Way, Rocky Mount, NC is $382,597 as of Jul 14, 2026. The likely range is $363,616 to $401,578. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2020 Cottage Way, Rocky Mount, NC last sell?

2020 Cottage Way, Rocky Mount, NC last sold on Mar 2, 2009 for $212,000, according to the county's recorded deed.

How big is 2020 Cottage Way, Rocky Mount, NC?

2020 Cottage Way, Rocky Mount, NC has 3 bedrooms, 3 bathrooms, 1,625 square feet of living space and a 0.15-acre lot.

When was 2020 Cottage Way, Rocky Mount, NC built?

2020 Cottage Way, Rocky Mount, NC was built in 2007, making it 19 years old. It is a contemporary home. The building has 2 stories.

What schools serve 2020 Cottage Way, Rocky Mount, NC?

2020 Cottage Way, Rocky Mount, NC is assigned to Winstead Avenue Elementary School (elementary), rated C-; Rocky Mount High School (high), rated D+; Rocky Mount Middle School (middle), rated C-. All sit in Nash County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2020 Cottage Way, Rocky Mount, NC compare to other homes in Rocky Mount 27803?

Among the 8,098 homes in Rocky Mount 27803, it is worth more than 86% of them ($382,597 against a typical $204,668), its price per square foot is higher than 98% of them ($235 against a typical $126), it is bigger than 56% of them (1,625 ft² against a typical 1,550 ft²), its lot is bigger than 6% of them (0.15 ac against a typical 0.38 ac) and it is newer than 93% of them (2007 against a typical 1976). Measured against all of Nash County, it is worth more than 84% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2020 Cottage Way, Rocky Mount, NC?

The 2025 property tax bill for 2020 Cottage Way, Rocky Mount, NC was $1,453. The county assessed it at $230,690.

Closest homes

More homes in Rocky Mount 27803

Assigned schools

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