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Single Family ResidenceResidential
$172,640$93 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $84,000 on Aug 29, 2007

2020 RUTLEDGE ST SW

DECATUR, AL 35601
1
Baths
1,849 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.26 ac
Lot SizeThe size of the land the home sits on, from county records.
1972
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$173K
$147K low$199K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$84,000 · Aug 29, 2007
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$116,671
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$93,337
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.37%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$55,969
JPMORGAN CHASE BANK NA · recorded Jan 14, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$973 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$10,740 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,110
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$9,630
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$10,740
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$107,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.9
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMORGAN
Lot (acres)The size of the land the home sits on, from county records.0.26
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Woodmeade Elementary SchoolC
Elementary · Grades PK–5 · 0.5 mi
M
Austin Middle SchoolB-
Middle · Grades 6–8 · 2.0 mi
H
Austin High SchoolB
High · Grades 9–12 · 2.4 mi

District: Decatur City School District

Neighborhood · ZIP 35601These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.109
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.36,724
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.791 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$50,929
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,005
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2020 Rutledge St Sw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 68% of homes in Morgan County
  • Costs less per square foot than 84% of homes in Morgan County
  • Bigger than 74% of homes in Decatur 35601
  • Has a smaller lot than 79% of homes in Morgan County
  • Newer than 77% of homes in Decatur 35601

What homes are worth in Decatur 35601

Each bar is how many homes fall in that price range. The marker is this home.

This home
$52K$554K

This home is worth more than 58% of homes in Decatur 35601.

How it measures up in Decatur 35601

The dot is this home. The mark in the middle is the typical home in Decatur 35601.

Estimated value$172,640
CheaperTypical $155,761Pricier

Pricier than 58% of homes nearby

Price per ft²$93
CheaperTypical $108Pricier

Pricier than 36% of homes nearby

Living area1,849 ft²
SmallerTypical 1,462 ft²Bigger

Bigger than 74% of homes nearby

Lot size0.26 ac
SmallerTypical 0.27 acBigger

Bigger than 45% of homes nearby

Year built1972
OlderTypical 1963Newer

Newer than 77% of homes nearby

How 2020 Rutledge St Sw ranks against every home in each area.
MeasureThis homeDecatur 35601Morgan County
Estimated valuepricier than$172,64058% of homes32% of homes
Price per ft²pricier than$9336% of homes16% of homes
Living areabigger than1,849 ft²74% of homes65% of homes
Lot sizebigger than0.26 ac45% of homes21% of homes
Year builtnewer than197277% of homes40% of homes

About 2020 Rutledge St Sw

How much is 2020 Rutledge St Sw, Decatur, AL worth?

The TopHap Estimate for 2020 Rutledge St Sw, Decatur, AL is $172,640 as of Jul 14, 2026. The likely range is $146,661 to $198,619. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2020 Rutledge St Sw, Decatur, AL last sell?

2020 Rutledge St Sw, Decatur, AL last sold on Aug 29, 2007 for $84,000, according to the county's recorded deed.

How big is 2020 Rutledge St Sw, Decatur, AL?

2020 Rutledge St Sw, Decatur, AL has 1 bathrooms, 1,849 square feet of living space and a 0.26-acre lot.

When was 2020 Rutledge St Sw, Decatur, AL built?

2020 Rutledge St Sw, Decatur, AL was built in 1972, making it 54 years old. The building has 1 story.

What schools serve 2020 Rutledge St Sw, Decatur, AL?

2020 Rutledge St Sw, Decatur, AL is assigned to Woodmeade Elementary School (elementary), rated C; Austin Middle School (middle), rated B-; Austin High School (high), rated B. All sit in Decatur City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2020 Rutledge St Sw, Decatur, AL compare to other homes in Decatur 35601?

Among the 10,999 homes in Decatur 35601, it is worth more than 58% of them ($172,640 against a typical $155,761), its price per square foot is higher than 36% of them ($93 against a typical $108), it is bigger than 74% of them (1,849 ft² against a typical 1,462 ft²), its lot is bigger than 45% of them (0.26 ac against a typical 0.27 ac) and it is newer than 77% of them (1972 against a typical 1963). Measured against all of Morgan County, it is worth more than 32% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2020 Rutledge St Sw, Decatur, AL?

The 2025 property tax bill for 2020 Rutledge St Sw, Decatur, AL was $973. The county assessed it at $10,740.

Closest homes

More homes in Decatur 35601

Assigned schools

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