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Single Family ResidenceResidential
$209,523$194 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $112,000 on Aug 23, 2010

2020 SPRUCE CT

ROCKFORD, MN 55373
3
Beds
2
Baths
1,080 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.31 ac
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$210K
$199K low$220K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$112,000 · Aug 23, 2010
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.114%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$189,012
BNC NAT'L BK · recorded Oct 18, 2016
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$43,398
RUSHMORE LOAN MANAGEMENT SERVICES LLC
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$7,156

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,661 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$296,300 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$80,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$216,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$293,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$296,300

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Dome
CountyWRIGHT
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1999
Lot (acres)The size of the land the home sits on, from county records.0.31
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 36 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Rockford Middle SchoolB-
Middle · Grades 5–8 · 0.5 mi
E
Rockford Elementary SchoolC
Elementary · Grades KG–4 · 1.0 mi
H
Rockford High SchoolA
High · Grades 9–12 · 1.1 mi

District: Rockford Area School District 883

Neighborhood · ZIP 55373These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.82
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.5,121
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.426 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$90,772
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$105,401
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.29 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2020 Spruce Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 83% of homes in Rockford 55373
  • Smaller than 85% of homes in Rockford 55373

What homes are worth in Rockford 55373

Each bar is how many homes fall in that price range. The marker is this home.

This home
$157K$1.1M

This home is worth more than 17% of homes in Rockford 55373.

How it measures up in Rockford 55373

The dot is this home. The mark in the middle is the typical home in Rockford 55373.

Estimated value$209,523
CheaperTypical $286,594Pricier

Pricier than 17% of homes nearby

Price per ft²$194
CheaperTypical $199Pricier

Pricier than 46% of homes nearby

Living area1,080 ft²
SmallerTypical 1,402 ft²Bigger

Bigger than 15% of homes nearby

Lot size0.31 ac
SmallerTypical 0.33 acBigger

Bigger than 46% of homes nearby

Year built1995
OlderTypical 1998Newer

Newer than 42% of homes nearby

How 2020 Spruce Ct ranks against every home in each area.
MeasureThis homeRockford 55373Wright County
Estimated valuepricier than$209,52317% of homes25% of homes
Price per ft²pricier than$19446% of homes56% of homes
Living areabigger than1,080 ft²15% of homes20% of homes
Lot sizebigger than0.31 ac46% of homes45% of homes
Year builtnewer than199542% of homes43% of homes

About 2020 Spruce Ct

How much is 2020 Spruce Ct, Rockford, MN worth?

The TopHap Estimate for 2020 Spruce Ct, Rockford, MN is $209,523 as of Jul 14, 2026. The likely range is $199,031 to $220,015. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2020 Spruce Ct, Rockford, MN last sell?

2020 Spruce Ct, Rockford, MN last sold on Aug 23, 2010 for $112,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 2020 Spruce Ct, Rockford, MN?

2020 Spruce Ct, Rockford, MN has 3 bedrooms, 2 bathrooms, 1,080 square feet of living space and a 0.31-acre lot.

When was 2020 Spruce Ct, Rockford, MN built?

2020 Spruce Ct, Rockford, MN was built in 1995, making it 31 years old. It is a dome home. The building has 1 story.

What schools serve 2020 Spruce Ct, Rockford, MN?

2020 Spruce Ct, Rockford, MN is assigned to Rockford Middle School (middle), rated B-; Rockford Elementary School (elementary), rated C; Rockford High School (high), rated A. All sit in Rockford Area School District 883. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2020 Spruce Ct, Rockford, MN compare to other homes in Rockford 55373?

Among the 2,243 homes in Rockford 55373, it is worth more than 17% of them ($209,523 against a typical $286,594), its price per square foot is higher than 46% of them ($194 against a typical $199), it is bigger than 15% of them (1,080 ft² against a typical 1,402 ft²), its lot is bigger than 46% of them (0.31 ac against a typical 0.33 ac) and it is newer than 42% of them (1995 against a typical 1998). Measured against all of Wright County, it is worth more than 25% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2020 Spruce Ct, Rockford, MN?

The 2026 property tax bill for 2020 Spruce Ct, Rockford, MN was $3,661. The county assessed it at $296,300.

Closest homes

More homes in Rockford 55373

Assigned schools

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