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Single Family ResidenceResidential
$3,494,951$1,274 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $1,090,000 on Aug 21, 2009

20278 CLAY ST

CUPERTINO, CA 95014
6
Beds
3
Baths
2,743 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.22 ac
Lot SizeThe size of the land the home sits on, from county records.
1965
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
11
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$3.5M
$3.2M low$3.8M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,090,000 · Aug 21, 2009

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$17,507 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,437,737 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,184,971
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$252,766
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,409,547

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
29
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
27
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
37
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
47
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.13 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Custom Design
CountySANTA CLARA
Lot (acres)The size of the land the home sits on, from county records.0.22
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Pool W/Hot Tub/Spa

Transaction History(10)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
C. B. Eaton Elementary SchoolA+
Elementary · Grades KG–5 · 0.1 mi
M
Sam H. Lawson Middle SchoolA+
Middle · Grades 6–8 · 1.0 mi
H
Cupertino High SchoolA+
High · Grades 9–12 · 1.1 mi

District: Cupertino Union Elementary School District

Neighborhood · ZIP 95014These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.78
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.512

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.34%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.61,980
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,152 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$196,708
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$250,202
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.29 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.73%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20278 Clay St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in South Blaney
  • Costs less per square foot than 83% of homes in South Blaney
  • Bigger than 92% of homes in South Blaney
  • Has a bigger lot than 94% of homes in South Blaney
  • Newer than 76% of homes in South Blaney

What homes are worth in Cupertino 95014

Each bar is how many homes fall in that price range. The marker is this home.

This home
$822K$4.6M

This home is worth more than 81% of homes in Cupertino 95014.

How it measures up in Cupertino 95014

The dot is this home. The mark in the middle is the typical home in Cupertino 95014.

Estimated value$3,494,951
CheaperTypical $2,766,236Pricier

Pricier than 81% of homes nearby

Price per ft²$1274
CheaperTypical $1375Pricier

Pricier than 39% of homes nearby

Living area2,743 ft²
SmallerTypical 1,890 ft²Bigger

Bigger than 83% of homes nearby

Lot size0.22 ac
SmallerTypical 0.16 acBigger

Bigger than 83% of homes nearby

Year built1965
OlderTypical 1969Newer

Newer than 42% of homes nearby

How 20278 Clay St ranks against every home in each area.
MeasureThis homeSouth BlaneyCupertino 95014Santa Clara County
Estimated valuepricier than$3,494,95190% of homes81% of homes90% of homes
Price per ft²pricier than$127417% of homes39% of homes78% of homes
Living areabigger than2,743 ft²92% of homes83% of homes88% of homes
Lot sizebigger than0.22 ac94% of homes83% of homes83% of homes
Year builtnewer than196576% of homes42% of homes41% of homes

About 20278 Clay St

How much is 20278 Clay St, Cupertino, CA worth?

The TopHap Estimate for 20278 Clay St, Cupertino, CA is $3,494,951 as of Sep 24, 2026. The likely range is $3,211,088 to $3,778,814. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20278 Clay St, Cupertino, CA last sell?

20278 Clay St, Cupertino, CA last sold on Aug 21, 2009 for $1,090,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 20278 Clay St, Cupertino, CA?

20278 Clay St, Cupertino, CA has 6 bedrooms, 3 bathrooms, 2,743 square feet of living space and a 0.22-acre lot.

When was 20278 Clay St, Cupertino, CA built?

20278 Clay St, Cupertino, CA was built in 1965, making it 61 years old. It is a custom design home. The building has 1 story.

What schools serve 20278 Clay St, Cupertino, CA?

20278 Clay St, Cupertino, CA is assigned to C. B. Eaton Elementary School (elementary), rated A+; Sam H. Lawson Middle School (middle), rated A+; Cupertino High School (high), rated A+. All sit in Cupertino Union Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20278 Clay St, Cupertino, CA compare to other homes in Cupertino 95014?

Among the 16,326 homes in Cupertino 95014, it is worth more than 81% of them ($3,494,951 against a typical $2,766,236), its price per square foot is higher than 39% of them ($1274 against a typical $1375), it is bigger than 83% of them (2,743 ft² against a typical 1,890 ft²), its lot is bigger than 83% of them (0.22 ac against a typical 0.16 ac) and it is newer than 42% of them (1965 against a typical 1969). Measured against all of Santa Clara County, it is worth more than 90% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20278 Clay St, Cupertino, CA?

The 2025 property tax bill for 20278 Clay St, Cupertino, CA was $17,507. The county assessed it at $1,437,737.

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