Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$626,857$234 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

2028 SPOTSWOOD TRL

RUCKERSVILLE, VA 22968
3
Beds
2
Baths
2,680 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
14.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1983
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
6
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$627K
$573K low$680K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$626,857
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$501,486

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,900 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$346,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$155,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$191,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$346,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$346,700

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.16 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOrange
Lot (acres)The size of the land the home sits on, from county records.14.21
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 180 ft²Shed · 336 ft²Patio · 288 ft²Porch · 428 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Gordon-Barbour Elementary SchoolB+
Elementary · Grades PK–5 · 9.7 mi
M
Prospect Heights Middle SchoolC
Middle · Grades 6–8 · 12.3 mi
H
Orange County High SchoolB-
High · Grades 9–12 · 13.6 mi

District: Orange County Public Schools

Neighborhood · ZIP 22968These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.56
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.66

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.12,121
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.295 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$91,825
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$110,122
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2028 Spotswood Trl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 89% of homes in Orange County
  • Costs more per square foot than 76% of homes in Orange County
  • Bigger than 89% of homes in Ruckersville 22968
  • Has a bigger lot than 96% of homes in Ruckersville 22968
  • Older than 77% of homes in Ruckersville 22968

What homes are worth in Ruckersville 22968

Each bar is how many homes fall in that price range. The marker is this home.

This home
$166K$953K

This home is worth more than 88% of homes in Ruckersville 22968.

How it measures up in Ruckersville 22968

The dot is this home. The mark in the middle is the typical home in Ruckersville 22968.

Estimated value$626,857
CheaperTypical $388,822Pricier

Pricier than 88% of homes nearby

Price per ft²$234
CheaperTypical $244Pricier

Pricier than 41% of homes nearby

Living area2,680 ft²
SmallerTypical 1,456 ft²Bigger

Bigger than 89% of homes nearby

Lot size14.21 ac
SmallerTypical 0.96 acBigger

Bigger than 96% of homes nearby

Year built1983
OlderTypical 1995Newer

Newer than 23% of homes nearby

How 2028 Spotswood Trl ranks against every home in each area.
MeasureThis homeBarboursvilleRuckersville 22968Orange County
Estimated valuepricier than$626,85784% of homes88% of homes89% of homes
Price per ft²pricier than$23445% of homes41% of homes76% of homes
Living areabigger than2,680 ft²85% of homes89% of homes67% of homes
Lot sizebigger than14.21 ac91% of homes96% of homes90% of homes
Year builtnewer than198332% of homes23% of homes36% of homes

About 2028 Spotswood Trl

How much is 2028 Spotswood Trl, Ruckersville, VA worth?

The TopHap Estimate for 2028 Spotswood Trl, Ruckersville, VA is $626,857 as of Jul 14, 2026. The likely range is $573,466 to $680,248. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 2028 Spotswood Trl, Ruckersville, VA?

2028 Spotswood Trl, Ruckersville, VA has 3 bedrooms, 2 bathrooms, 2,680 square feet of living space and a 14.21-acre lot.

When was 2028 Spotswood Trl, Ruckersville, VA built?

2028 Spotswood Trl, Ruckersville, VA was built in 1983, making it 43 years old. The building has 1 story.

What schools serve 2028 Spotswood Trl, Ruckersville, VA?

2028 Spotswood Trl, Ruckersville, VA is assigned to Gordon-Barbour Elementary School (elementary), rated B+; Prospect Heights Middle School (middle), rated C; Orange County High School (high), rated B-. All sit in Orange County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2028 Spotswood Trl, Ruckersville, VA compare to other homes in Ruckersville 22968?

Among the 4,722 homes in Ruckersville 22968, it is worth more than 88% of them ($626,857 against a typical $388,822), its price per square foot is higher than 41% of them ($234 against a typical $244), it is bigger than 89% of them (2,680 ft² against a typical 1,456 ft²), its lot is bigger than 96% of them (14.21 ac against a typical 0.96 ac) and it is newer than 23% of them (1983 against a typical 1995). Measured against all of Orange County, it is worth more than 89% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2028 Spotswood Trl, Ruckersville, VA?

The 2025 property tax bill for 2028 Spotswood Trl, Ruckersville, VA was $2,900. The county assessed it at $346,700.

Closest homes

More homes in Ruckersville 22968

Assigned schools

Explore the area

See this home in context

Open 2028 Spotswood Trl on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map