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Single Family ResidenceResidential
$322,418$246 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $140,000 on Mar 3, 2017

203 OLD RIVER DR

MORGANTON, NC 28655
3
Beds
2
Baths
1,309 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.66 ac
Lot SizeThe size of the land the home sits on, from county records.
2000
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$322K
$285K low$360K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$140,000 · Mar 3, 2017
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$236,418
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$189,134
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.26%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$86,000
TELCO CMNTY CU · recorded Dec 17, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,197 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$258,225 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$32,740
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$225,485
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$258,225
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$258,225

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.21 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyBurke
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2009
Lot (acres)The size of the land the home sits on, from county records.0.66
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 120 ft²Patio · 120 ft²Porch · 25 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Table Rock Middle SchoolB
Middle · Grades 6–8 · 1.0 mi
E
Glen Alpine Elementary SchoolA-
Elementary · Grades PK–5 · 1.1 mi
H
Freedom High SchoolC
High · Grades 9–12 · 3.0 mi

District: Burke County Schools

Neighborhood · ZIP 28655These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.84

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.56,908
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.180 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,705
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$72,830
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

203 Old River Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 72% of homes in Burke County
  • Costs more per square foot than 89% of homes in Morganton 28655
  • Newer than 82% of homes in Morganton 28655

What homes are worth in Morganton 28655

Each bar is how many homes fall in that price range. The marker is this home.

This home
$56K$1.1M

This home is worth more than 70% of homes in Morganton 28655.

How it measures up in Morganton 28655

The dot is this home. The mark in the middle is the typical home in Morganton 28655.

Estimated value$322,418
CheaperTypical $232,917Pricier

Pricier than 70% of homes nearby

Price per ft²$246
CheaperTypical $157Pricier

Pricier than 89% of homes nearby

Living area1,309 ft²
SmallerTypical 1,431 ft²Bigger

Bigger than 42% of homes nearby

Lot size0.66 ac
SmallerTypical 0.77 acBigger

Bigger than 44% of homes nearby

Year built2000
OlderTypical 1976Newer

Newer than 82% of homes nearby

How 203 Old River Dr ranks against every home in each area.
MeasureThis homeMorganton 28655Burke County
Estimated valuepricier than$322,41870% of homes72% of homes
Price per ft²pricier than$24689% of homes89% of homes
Living areabigger than1,309 ft²42% of homes42% of homes
Lot sizebigger than0.66 ac44% of homes42% of homes
Year builtnewer than200082% of homes82% of homes

About 203 Old River Dr

How much is 203 Old River Dr, Morganton, NC worth?

The TopHap Estimate for 203 Old River Dr, Morganton, NC is $322,418 as of Jul 14, 2026. The likely range is $285,232 to $359,604. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 203 Old River Dr, Morganton, NC last sell?

203 Old River Dr, Morganton, NC last sold on Mar 3, 2017 for $140,000, according to the county's recorded deed.

How big is 203 Old River Dr, Morganton, NC?

203 Old River Dr, Morganton, NC has 3 bedrooms, 2 bathrooms, 1,309 square feet of living space and a 0.66-acre lot.

When was 203 Old River Dr, Morganton, NC built?

203 Old River Dr, Morganton, NC was built in 2000, making it 26 years old. It is a conventional home. The building has 1 story.

What schools serve 203 Old River Dr, Morganton, NC?

203 Old River Dr, Morganton, NC is assigned to Table Rock Middle School (middle), rated B; Glen Alpine Elementary School (elementary), rated A-; Freedom High School (high), rated C. All sit in Burke County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 203 Old River Dr, Morganton, NC compare to other homes in Morganton 28655?

Among the 20,985 homes in Morganton 28655, it is worth more than 70% of them ($322,418 against a typical $232,917), its price per square foot is higher than 89% of them ($246 against a typical $157), it is bigger than 42% of them (1,309 ft² against a typical 1,431 ft²), its lot is bigger than 44% of them (0.66 ac against a typical 0.77 ac) and it is newer than 82% of them (2000 against a typical 1976). Measured against all of Burke County, it is worth more than 72% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 203 Old River Dr, Morganton, NC?

The 2025 property tax bill for 203 Old River Dr, Morganton, NC was $2,197. The county assessed it at $258,225.

Closest homes

More homes in Morganton 28655

Assigned schools

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