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TownhouseResidential
$460,000$377 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $320,000 on Jan 2, 2007

20322 WATERS ROW TER

GERMANTOWN, MD 20874
2.5
Baths
1,220 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1,500 ft²
Lot SizeThe size of the land the home sits on, from county records.
1992
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$460K
$439K low$481K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$320,000 · Jan 2, 2007

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,768 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$376,733 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$349,567
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$403,900

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Townhouse
StyleThe architectural style of the home, such as ranch or colonial.Townhouse
CountyMONTGOMERY
Lot (acres)The size of the land the home sits on, from county records.0.03
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 160 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Waters Landing Elementary SchoolD
Elementary · Grades KG–5 · 0.1 mi
H
Seneca Valley High SchoolC
High · Grades 9–12 · 1.0 mi
M
Martin Luther King Jr. Middle SchoolC
Middle · Grades 6–8 · 1.1 mi

District: Montgomery County Public Schools

Neighborhood · ZIP 20874These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.36

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.63,804
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,847 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$111,042
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$139,548
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20322 Waters Row Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 73% of homes in Montgomery County
  • Costs more per square foot than 96% of homes in Germantown 20874
  • Smaller than 83% of homes in Montgomery County
  • Has a smaller lot than 86% of homes in Montgomery County
  • Newer than 76% of homes in Montgomery County

What homes are worth in Germantown 20874

Each bar is how many homes fall in that price range. The marker is this home.

This home
$229K$1.2M

This home is worth more than 57% of homes in Germantown 20874.

How it measures up in Germantown 20874

The dot is this home. The mark in the middle is the typical home in Germantown 20874.

Estimated value$460,000
CheaperTypical $434,310Pricier

Pricier than 57% of homes nearby

Price per ft²$377
CheaperTypical $268Pricier

Pricier than 96% of homes nearby

Living area1,220 ft²
SmallerTypical 1,580 ft²Bigger

Bigger than 27% of homes nearby

Lot size1,500 ft²
SmallerTypical 2,004 ft²Bigger

Bigger than 25% of homes nearby

Year built1992
OlderTypical 1988Newer

Newer than 64% of homes nearby

How 20322 Waters Row Ter ranks against every home in each area.
MeasureThis homeGermantown 20874Montgomery County
Estimated valuepricier than$460,00057% of homes27% of homes
Price per ft²pricier than$37796% of homes76% of homes
Living areabigger than1,220 ft²27% of homes17% of homes
Lot sizebigger than1,500 ft²25% of homes14% of homes
Year builtnewer than199264% of homes76% of homes

About 20322 Waters Row Ter

How much is 20322 Waters Row Ter, Germantown, MD worth?

The TopHap Estimate for 20322 Waters Row Ter, Germantown, MD is $460,000 as of Aug 30, 2026. The likely range is $438,877 to $481,123. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20322 Waters Row Ter, Germantown, MD last sell?

20322 Waters Row Ter, Germantown, MD last sold on Jan 2, 2007 for $320,000, according to the county's recorded deed.

How big is 20322 Waters Row Ter, Germantown, MD?

20322 Waters Row Ter, Germantown, MD has 2.5 bathrooms, 1,220 square feet of living space and a 0.03-acre lot.

When was 20322 Waters Row Ter, Germantown, MD built?

20322 Waters Row Ter, Germantown, MD was built in 1992, making it 34 years old. It is a townhouse home. The building has 2 stories.

What schools serve 20322 Waters Row Ter, Germantown, MD?

20322 Waters Row Ter, Germantown, MD is assigned to Waters Landing Elementary School (elementary), rated D; Seneca Valley High School (high), rated C; Martin Luther King Jr. Middle School (middle), rated C. All sit in Montgomery County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20322 Waters Row Ter, Germantown, MD compare to other homes in Germantown 20874?

Among the 18,157 homes in Germantown 20874, it is worth more than 57% of them ($460,000 against a typical $434,310), its price per square foot is higher than 96% of them ($377 against a typical $268), it is bigger than 27% of them (1,220 ft² against a typical 1,580 ft²), its lot is bigger than 25% of them (1,500 ft² against a typical 2,004 ft²) and it is newer than 64% of them (1992 against a typical 1988). Measured against all of Montgomery County, it is worth more than 27% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20322 Waters Row Ter, Germantown, MD?

The 2025 property tax bill for 20322 Waters Row Ter, Germantown, MD was $3,768. The county assessed it at $376,733.

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