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Single Family ResidenceResidential
$540,499$301 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $350,000 on Jul 16, 2021

2038 ARROYO RIDGE DR

ALBANY, OR 97321
3
Beds
2
Baths
1,798 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
2012
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$540K
$507K low$574K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$350,000 · Jul 16, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$145,499
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$116,399
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.73%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$315,000
FAIRWAY INDEPENDENT MORTGAGE CORP · recorded Jul 16, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$80,000
FLAGSTAR BANK FSB

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,064 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$269,167 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$261,327
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$478,645

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBENTON
Lot (acres)The size of the land the home sits on, from county records.0.13
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
North Albany Middle SchoolB+
Middle · Grades 6–8 · 1.3 mi
E
North Albany Elementary SchoolB
Elementary · Grades KG–5 · 1.3 mi
H
West Albany High SchoolA-
High · Grades 9–12 · 3.2 mi

District: Greater Albany School District 8j

Neighborhood · ZIP 97321These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.67
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.159

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.29,981
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.430 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$99,074
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$111,680
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2038 Arroyo Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a smaller lot than 85% of homes in North Albany
  • Newer than 90% of homes in Benton County

What homes are worth in Albany 97321

Each bar is how many homes fall in that price range. The marker is this home.

This home
$269K$958K

This home is worth more than 55% of homes in Albany 97321.

How it measures up in Albany 97321

The dot is this home. The mark in the middle is the typical home in Albany 97321.

Estimated value$540,499
CheaperTypical $522,699Pricier

Pricier than 55% of homes nearby

Price per ft²$301
CheaperTypical $286Pricier

Pricier than 61% of homes nearby

Living area1,798 ft²
SmallerTypical 1,823 ft²Bigger

Bigger than 49% of homes nearby

Lot size0.13 ac
SmallerTypical 0.23 acBigger

Bigger than 18% of homes nearby

Year built2012
OlderTypical 1979Newer

Newer than 83% of homes nearby

How 2038 Arroyo Ridge Dr ranks against every home in each area.
MeasureThis homeNorth AlbanyAlbany 97321Benton County
Estimated valuepricier than$540,49939% of homes55% of homes48% of homes
Price per ft²pricier than$30161% of homes61% of homes46% of homes
Living areabigger than1,798 ft²38% of homes49% of homes52% of homes
Lot sizebigger than0.13 ac15% of homes18% of homes20% of homes
Year builtnewer than201278% of homes83% of homes90% of homes

About 2038 Arroyo Ridge Dr

How much is 2038 Arroyo Ridge Dr, Albany, OR worth?

The TopHap Estimate for 2038 Arroyo Ridge Dr, Albany, OR is $540,499 as of Jul 14, 2026. The likely range is $507,128 to $573,870. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2038 Arroyo Ridge Dr, Albany, OR last sell?

2038 Arroyo Ridge Dr, Albany, OR last sold on Jul 16, 2021 for $350,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 2038 Arroyo Ridge Dr, Albany, OR?

2038 Arroyo Ridge Dr, Albany, OR has 3 bedrooms, 2 bathrooms, 1,798 square feet of living space and a 0.13-acre lot.

When was 2038 Arroyo Ridge Dr, Albany, OR built?

2038 Arroyo Ridge Dr, Albany, OR was built in 2012, making it 14 years old. The building has 1 story.

What schools serve 2038 Arroyo Ridge Dr, Albany, OR?

2038 Arroyo Ridge Dr, Albany, OR is assigned to North Albany Middle School (middle), rated B+; North Albany Elementary School (elementary), rated B; West Albany High School (high), rated A-. All sit in Greater Albany School District 8j. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2038 Arroyo Ridge Dr, Albany, OR compare to other homes in Albany 97321?

Among the 10,775 homes in Albany 97321, it is worth more than 55% of them ($540,499 against a typical $522,699), its price per square foot is higher than 61% of them ($301 against a typical $286), it is bigger than 49% of them (1,798 ft² against a typical 1,823 ft²), its lot is bigger than 18% of them (0.13 ac against a typical 0.23 ac) and it is newer than 83% of them (2012 against a typical 1979). Measured against all of Benton County, it is worth more than 48% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2038 Arroyo Ridge Dr, Albany, OR?

The 2025 property tax bill for 2038 Arroyo Ridge Dr, Albany, OR was $5,064. The county assessed it at $269,167.

Closest homes

More homes in Albany 97321

Assigned schools

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