Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$123,686$139 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

204 CHARLES ST

HAVELOCK, NC 28532
2
Beds
1
Baths
888 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.43 ac
Lot SizeThe size of the land the home sits on, from county records.
1960
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$124K
$101K low$146K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$950 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$75,360 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$40,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$35,360
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$75,360
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$75,360

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCraven
Lot (acres)The size of the land the home sits on, from county records.0.43
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Masonry (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Baseboard
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Havelock Middle SchoolC
Middle · Grades 6–8 · 0.5 mi
E
Havelock Elementary SchoolC-
Elementary · Grades PK–5 · 0.6 mi
H
Havelock High SchoolC-
High · Grades 9–12 · 0.8 mi

District: Craven County Schools

Neighborhood · ZIP 28532These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.84
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.20,199
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.111 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,172
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$75,125
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

204 Charles St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 97% of homes in Havelock 28532
  • Costs less per square foot than 88% of homes in Havelock 28532
  • Smaller than 89% of homes in Craven County
  • Older than 89% of homes in Havelock 28532

What homes are worth in Havelock 28532

Each bar is how many homes fall in that price range. The marker is this home.

This home
$114K$544K

This home is worth more than 3% of homes in Havelock 28532.

How it measures up in Havelock 28532

The dot is this home. The mark in the middle is the typical home in Havelock 28532.

Estimated value$123,686
CheaperTypical $240,348Pricier

Pricier than 3% of homes nearby

Price per ft²$139
CheaperTypical $183Pricier

Pricier than 12% of homes nearby

Living area888 ft²
SmallerTypical 1,325 ft²Bigger

Bigger than 15% of homes nearby

Lot size0.43 ac
SmallerTypical 0.39 acBigger

Bigger than 55% of homes nearby

Year built1960
OlderTypical 1986Newer

Newer than 11% of homes nearby

How 204 Charles St ranks against every home in each area.
MeasureThis homeHavelock 28532Craven County
Estimated valuepricier than$123,6863% of homes6% of homes
Price per ft²pricier than$13912% of homes16% of homes
Living areabigger than888 ft²15% of homes11% of homes
Lot sizebigger than0.43 ac55% of homes49% of homes
Year builtnewer than196011% of homes16% of homes

About 204 Charles St

How much is 204 Charles St, Havelock, NC worth?

The TopHap Estimate for 204 Charles St, Havelock, NC is $123,686 as of Sep 24, 2026. The likely range is $101,119 to $146,253. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 204 Charles St, Havelock, NC last sell?

204 Charles St, Havelock, NC last sold on May 17, 2021, according to the county's recorded deed.

How big is 204 Charles St, Havelock, NC?

204 Charles St, Havelock, NC has 2 bedrooms, 1 bathrooms, 888 square feet of living space and a 0.43-acre lot.

When was 204 Charles St, Havelock, NC built?

204 Charles St, Havelock, NC was built in 1960, making it 66 years old. The building has 1 story.

What schools serve 204 Charles St, Havelock, NC?

204 Charles St, Havelock, NC is assigned to Havelock Middle School (middle), rated C; Havelock Elementary School (elementary), rated C-; Havelock High School (high), rated C-. All sit in Craven County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 204 Charles St, Havelock, NC compare to other homes in Havelock 28532?

Among the 6,785 homes in Havelock 28532, it is worth more than 3% of them ($123,686 against a typical $240,348), its price per square foot is higher than 12% of them ($139 against a typical $183), it is bigger than 15% of them (888 ft² against a typical 1,325 ft²), its lot is bigger than 55% of them (0.43 ac against a typical 0.39 ac) and it is newer than 11% of them (1960 against a typical 1986). Measured against all of Craven County, it is worth more than 6% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 204 Charles St, Havelock, NC?

The 2025 property tax bill for 204 Charles St, Havelock, NC was $950. The county assessed it at $75,360.

More homes on Charles St

Closest homes

More homes in Havelock 28532

Assigned schools

Explore the area

See this home in context

Open 204 Charles St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map