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Seasonal, Cabin, Vacation ResidenceResidential
Last sold for $133,000 on Nov 10, 2020

204 RIVERSTONE RD

ONEONTA, NY 13820
2
Beds
1
Baths
1,124 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1930
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$133,000 · Nov 10, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,965 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$126,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$118,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$126,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$180,143

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.54
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
2
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
53
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
90
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.142 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Seasonal, Cabin, Vacation Residence
StyleThe architectural style of the home, such as ranch or colonial.Cottage
CountyOtsego
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2000
Lot (acres)The size of the land the home sits on, from county records.0.21
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
HeatingThe type of heating system in the home.Hot Water
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 882 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Valleyview Elementary SchoolC+
Elementary · Grades KG–5 · 2.4 mi
H
Oneonta Senior High SchoolB+
High · Grades 9–12 · 2.6 mi
M
Oneonta Middle SchoolC+
Middle · Grades 6–8 · 2.6 mi

District: Oneonta City School District

Neighborhood · ZIP 13820These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.78
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.23,808
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.233 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,044
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,262
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

204 Riverstone Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Smaller than 84% of homes in Oneonta 13820
  • Has a smaller lot than 85% of homes in Otsego County

How it measures up in Oneonta 13820

The dot is this home. The mark in the middle is the typical home in Oneonta 13820.

Living area1,124 ft²
SmallerTypical 1,585 ft²Bigger

Bigger than 16% of homes nearby

Lot size0.21 ac
SmallerTypical 0.3 acBigger

Bigger than 39% of homes nearby

Year built1930
OlderTypical 1930Newer

Newer than 51% of homes nearby

How 204 Riverstone Rd ranks against every home in each area.
MeasureThis homeOneonta 13820Otsego County
Living areabigger than1,124 ft²16% of homes23% of homes
Lot sizebigger than0.21 ac39% of homes15% of homes
Year builtnewer than193051% of homes42% of homes

About 204 Riverstone Rd

When did 204 Riverstone Rd, Oneonta, NY last sell?

204 Riverstone Rd, Oneonta, NY last sold on Nov 10, 2020 for $133,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 204 Riverstone Rd, Oneonta, NY?

204 Riverstone Rd, Oneonta, NY has 2 bedrooms, 1 bathrooms, 1,124 square feet of living space and a 0.21-acre lot.

When was 204 Riverstone Rd, Oneonta, NY built?

204 Riverstone Rd, Oneonta, NY was built in 1930, making it 96 years old. It is a cottage home. The building has 1 story.

What schools serve 204 Riverstone Rd, Oneonta, NY?

204 Riverstone Rd, Oneonta, NY is assigned to Valleyview Elementary School (elementary), rated C+; Oneonta Senior High School (high), rated B+; Oneonta Middle School (middle), rated C+. All sit in Oneonta City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 204 Riverstone Rd, Oneonta, NY compare to other homes in Oneonta 13820?

Among the 5,785 homes in Oneonta 13820, it is bigger than 16% of them (1,124 ft² against a typical 1,585 ft²), its lot is bigger than 39% of them (0.21 ac against a typical 0.3 ac) and it is newer than 51% of them (1930 against a typical 1930). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 204 Riverstone Rd, Oneonta, NY?

The 2024 property tax bill for 204 Riverstone Rd, Oneonta, NY was $3,965. The county assessed it at $126,100.

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