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Single Family ResidenceResidential
$682,270$248 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

204 SPECTACLE DR

VALPARAISO, IN 46383
3
Beds
4 / 1
Baths
2,752 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.7 ac
Lot SizeThe size of the land the home sits on, from county records.
2022
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
6
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$682K
$612K low$752K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$582,270
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$465,816
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.14%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
CENTIER BANK · recorded Jun 27, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,348 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$686,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$63,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$623,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$686,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$686,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
26
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
68
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
76
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
41
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPorter
Lot (acres)The size of the land the home sits on, from county records.0.70
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cooks Corners Elementary SchoolA-
Elementary · Grades KG–5 · 0.9 mi
H
Valparaiso High SchoolA+
High · Grades 9–12 · 1.4 mi
M
Thomas Jefferson Middle SchoolA-
Middle · Grades 6–8 · 2.1 mi

District: Valparaiso Community Schools

Neighborhood · ZIP 46383These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.116
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.40,535
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.462 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,965
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,528
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

204 Spectacle Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Valparaiso 46383
  • Costs more per square foot than 88% of homes in Valparaiso 46383
  • Bigger than 86% of homes in Porter County
  • Has a bigger lot than 73% of homes in Porter County
  • Among the newest homes in Valparaiso 46383

What homes are worth in Valparaiso 46383

Each bar is how many homes fall in that price range. The marker is this home.

This home
$163K$809K

This home is worth more than 95% of homes in Valparaiso 46383.

How it measures up in Valparaiso 46383

The dot is this home. The mark in the middle is the typical home in Valparaiso 46383.

Estimated value$682,270
CheaperTypical $339,320Pricier

Pricier than 95% of homes nearby

Price per ft²$248
CheaperTypical $193Pricier

Pricier than 88% of homes nearby

Living area2,752 ft²
SmallerTypical 1,889 ft²Bigger

Bigger than 84% of homes nearby

Lot size0.7 ac
SmallerTypical 0.31 acBigger

Bigger than 70% of homes nearby

Year built2022
OlderTypical 1979Newer

Newer than almost all homes nearby

How 204 Spectacle Dr ranks against every home in each area.
MeasureThis homeValparaiso 46383Porter County
Estimated valuepricier than$682,27095% of homes95% of homes
Price per ft²pricier than$24888% of homes88% of homes
Living areabigger than2,752 ft²84% of homes86% of homes
Lot sizebigger than0.7 ac70% of homes73% of homes
Year builtnewer than2022almost all homes98% of homes

About 204 Spectacle Dr

How much is 204 Spectacle Dr, Valparaiso, IN worth?

The TopHap Estimate for 204 Spectacle Dr, Valparaiso, IN is $682,270 as of Jul 14, 2026. The likely range is $612,150 to $752,390. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 204 Spectacle Dr, Valparaiso, IN last sell?

204 Spectacle Dr, Valparaiso, IN last sold on Apr 21, 2022, according to the county's recorded deed.

How big is 204 Spectacle Dr, Valparaiso, IN?

204 Spectacle Dr, Valparaiso, IN has 3 bedrooms, 4 bathrooms, 2,752 square feet of living space and a 0.70-acre lot.

When was 204 Spectacle Dr, Valparaiso, IN built?

204 Spectacle Dr, Valparaiso, IN was built in 2022, making it 4 years old. The building has 1 story.

What schools serve 204 Spectacle Dr, Valparaiso, IN?

204 Spectacle Dr, Valparaiso, IN is assigned to Cooks Corners Elementary School (elementary), rated A-; Valparaiso High School (high), rated A+; Thomas Jefferson Middle School (middle), rated A-. All sit in Valparaiso Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 204 Spectacle Dr, Valparaiso, IN compare to other homes in Valparaiso 46383?

Among the 13,100 homes in Valparaiso 46383, it is worth more than 95% of them ($682,270 against a typical $339,320), its price per square foot is higher than 88% of them ($248 against a typical $193), it is bigger than 84% of them (2,752 ft² against a typical 1,889 ft²), its lot is bigger than 70% of them (0.7 ac against a typical 0.31 ac) and it is newer than almost all of them (2022 against a typical 1979). Measured against all of Porter County, it is worth more than 95% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 204 Spectacle Dr, Valparaiso, IN?

The 2025 property tax bill for 204 Spectacle Dr, Valparaiso, IN was $5,348. The county assessed it at $686,500.

Closest homes

More homes in Valparaiso 46383

Assigned schools

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