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Single Family ResidenceResidential
$520,000$194 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $216,000 on Aug 24, 2004

2040 SWAIM DR

MATTHEWS, NC 28105
4
Beds
2.5
Baths
2,680 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.35 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$520K
$465K low$575K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$216,000 · Aug 24, 2004

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,302 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$420,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$90,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$330,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$420,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$420,500

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMECKLENBURG
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2000
Lot (acres)The size of the land the home sits on, from county records.0.35
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 150 ft²Patio · 178 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
David W. Butler High SchoolB-
High · Grades 9–12 · 0.4 mi
E
Mint Hill Elementary SchoolC-
Elementary · Grades PK–5 · 1.5 mi
M
Mint Hill Middle SchoolC
Middle · Grades 6–8 · 2.2 mi

District: Charlotte-Mecklenburg Schools

Neighborhood · ZIP 28105These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.54
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.79

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.38%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.47,608
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,106 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$101,613
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$117,303
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2040 Swaim Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 65% of homes in Mecklenburg County
  • Costs less per square foot than 86% of homes in Matthews 28105
  • Bigger than 77% of homes in Mecklenburg County
  • Has a bigger lot than 66% of homes in Mecklenburg County

What homes are worth in Matthews 28105

Each bar is how many homes fall in that price range. The marker is this home.

This home
$241K$1.3M

This home is worth more than 53% of homes in Matthews 28105.

How it measures up in Matthews 28105

The dot is this home. The mark in the middle is the typical home in Matthews 28105.

Estimated value$520,000
CheaperTypical $507,762Pricier

Pricier than 53% of homes nearby

Price per ft²$194
CheaperTypical $239Pricier

Pricier than 14% of homes nearby

Living area2,680 ft²
SmallerTypical 2,177 ft²Bigger

Bigger than 70% of homes nearby

Lot size0.35 ac
SmallerTypical 0.33 acBigger

Bigger than 56% of homes nearby

Year built1994
OlderTypical 1994Newer

Newer than 51% of homes nearby

How 2040 Swaim Dr ranks against every home in each area.
MeasureThis homeMatthews 28105Mecklenburg County
Estimated valuepricier than$520,00053% of homes65% of homes
Price per ft²pricier than$19414% of homes27% of homes
Living areabigger than2,680 ft²70% of homes77% of homes
Lot sizebigger than0.35 ac56% of homes66% of homes
Year builtnewer than199451% of homes47% of homes

About 2040 Swaim Dr

How much is 2040 Swaim Dr, Matthews, NC worth?

The TopHap Estimate for 2040 Swaim Dr, Matthews, NC is $520,000 as of Aug 30, 2026. The likely range is $464,629 to $575,371. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2040 Swaim Dr, Matthews, NC last sell?

2040 Swaim Dr, Matthews, NC last sold on Aug 24, 2004 for $216,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 2040 Swaim Dr, Matthews, NC?

2040 Swaim Dr, Matthews, NC has 4 bedrooms, 2.5 bathrooms, 2,680 square feet of living space and a 0.35-acre lot.

When was 2040 Swaim Dr, Matthews, NC built?

2040 Swaim Dr, Matthews, NC was built in 1994, making it 32 years old. The building has 2 stories.

What schools serve 2040 Swaim Dr, Matthews, NC?

2040 Swaim Dr, Matthews, NC is assigned to David W. Butler High School (high), rated B-; Mint Hill Elementary School (elementary), rated C-; Mint Hill Middle School (middle), rated C. All sit in Charlotte-Mecklenburg Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2040 Swaim Dr, Matthews, NC compare to other homes in Matthews 28105?

Among the 14,168 homes in Matthews 28105, it is worth more than 53% of them ($520,000 against a typical $507,762), its price per square foot is higher than 14% of them ($194 against a typical $239), it is bigger than 70% of them (2,680 ft² against a typical 2,177 ft²), its lot is bigger than 56% of them (0.35 ac against a typical 0.33 ac) and it is newer than 51% of them (1994 against a typical 1994). Measured against all of Mecklenburg County, it is worth more than 65% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2040 Swaim Dr, Matthews, NC?

The 2025 property tax bill for 2040 Swaim Dr, Matthews, NC was $3,302. The county assessed it at $420,500.

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