Skip to content
Skip to content
TopHapOpen in map
TownhouseResidential
$428,540$403 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $295,000 on Aug 16, 2017

20408 RIVER BANK ST

STERLING, VA 20165
3
Beds
2 / 1
Baths
1,064 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,178 ft²
Lot SizeThe size of the land the home sits on, from county records.
2000
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$429K
$394K low$463K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$295,000 · Aug 16, 2017
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$428,540
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$342,832

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,153 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$391,710 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$143,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$248,210
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$360,630
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$391,710

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
78
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
80
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
34
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Townhouse
StyleThe architectural style of the home, such as ranch or colonial.Townhouse
CountyLoudoun
Lot (acres)The size of the land the home sits on, from county records.0.05
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 32 ft²Patio · 600 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Horizon Elementary SchoolA-
Elementary · Grades PK–5 · 1.5 mi
M
Seneca Ridge Middle SchoolC+
Middle · Grades 6–8 · 1.7 mi
H
Dominion High SchoolB-
High · Grades 9–12 · 1.8 mi

District: Loudoun County Public Schools

Neighborhood · ZIP 20165These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.71
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.37

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.98%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.41%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.34,365
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,477 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$168,530
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$209,771
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20408 River Bank St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 94% of homes in Loudoun County
  • Costs more per square foot than 82% of homes in Loudoun County
  • Smaller than 96% of homes in Loudoun County
  • Has a smaller lot than 80% of homes in Loudoun County
  • Newer than 88% of homes in Sterling 20165

What homes are worth in Sterling 20165

Each bar is how many homes fall in that price range. The marker is this home.

This home
$369K$1.3M

This home is worth more than 7% of homes in Sterling 20165.

How it measures up in Sterling 20165

The dot is this home. The mark in the middle is the typical home in Sterling 20165.

Estimated value$428,540
CheaperTypical $746,770Pricier

Pricier than 7% of homes nearby

Price per ft²$403
CheaperTypical $348Pricier

Pricier than 79% of homes nearby

Living area1,064 ft²
SmallerTypical 2,278 ft²Bigger

Bigger than 6% of homes nearby

Lot size2,178 ft²
SmallerTypical 0.15 acBigger

Bigger than 31% of homes nearby

Year built2000
OlderTypical 1994Newer

Newer than 88% of homes nearby

How 20408 River Bank St ranks against every home in each area.
MeasureThis homeSterling 20165Loudoun County
Estimated valuepricier than$428,5407% of homes6% of homes
Price per ft²pricier than$40379% of homes82% of homes
Living areabigger than1,064 ft²6% of homes4% of homes
Lot sizebigger than2,178 ft²31% of homes20% of homes
Year builtnewer than200088% of homes44% of homes

About 20408 River Bank St

How much is 20408 River Bank St, Sterling, VA worth?

The TopHap Estimate for 20408 River Bank St, Sterling, VA is $428,540 as of Jun 23, 2026. The likely range is $394,256 to $462,823. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20408 River Bank St, Sterling, VA last sell?

20408 River Bank St, Sterling, VA last sold on Aug 16, 2017 for $295,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 20408 River Bank St, Sterling, VA?

20408 River Bank St, Sterling, VA has 3 bedrooms, 2 bathrooms, 1,064 square feet of living space and a 0.05-acre lot.

When was 20408 River Bank St, Sterling, VA built?

20408 River Bank St, Sterling, VA was built in 2000, making it 26 years old. It is a townhouse home. The building has 2 stories.

What schools serve 20408 River Bank St, Sterling, VA?

20408 River Bank St, Sterling, VA is assigned to Horizon Elementary School (elementary), rated A-; Seneca Ridge Middle School (middle), rated C+; Dominion High School (high), rated B-. All sit in Loudoun County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20408 River Bank St, Sterling, VA compare to other homes in Sterling 20165?

Among the 10,655 homes in Sterling 20165, it is worth more than 7% of them ($428,540 against a typical $746,770), its price per square foot is higher than 79% of them ($403 against a typical $348), it is bigger than 6% of them (1,064 ft² against a typical 2,278 ft²), its lot is bigger than 31% of them (2,178 ft² against a typical 0.15 ac) and it is newer than 88% of them (2000 against a typical 1994). Measured against all of Loudoun County, it is worth more than 6% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20408 River Bank St, Sterling, VA?

The 2025 property tax bill for 20408 River Bank St, Sterling, VA was $3,153. The county assessed it at $391,710.

Closest homes

More homes in Sterling 20165

Assigned schools

Explore the area

See this home in context

Open 20408 River Bank St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map