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Single Family ResidentialResidential
$203,185$108 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 77How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

20448 SALT RIVER RD

BIG CLIFTY, KY 42712
3
Beds
1
Baths
1,882 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
6.67 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$203K
$156K low$251K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$683 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$63,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$26,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$37,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$63,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$63,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
27
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
84
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
19
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyHardin
Lot (acres)The size of the land the home sits on, from county records.6.67
HeatingThe type of heating system in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
West Hardin Middle SchoolB-
Middle · Grades 6–8 · 10.9 mi
E
Lakewood Elementary SchoolC+
Elementary · Grades PK–5 · 11.1 mi
H
Central Hardin High SchoolB
High · Grades 9–12 · 17.9 mi

District: Hardin County School District

Neighborhood · ZIP 42712These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.54

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.8%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.1,995
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.38 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,366
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,802
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20448 Salt River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 69% of homes in Big Clifty 42712
  • Costs less per square foot than 90% of homes in Hardin County
  • Bigger than 92% of homes in Big Clifty 42712
  • Has a bigger lot than 97% of homes in Hardin County

What homes are worth in Big Clifty 42712

Each bar is how many homes fall in that price range. The marker is this home.

This home
$35K$468K

This home is worth more than 69% of homes in Big Clifty 42712.

How it measures up in Big Clifty 42712

The dot is this home. The mark in the middle is the typical home in Big Clifty 42712.

Estimated value$203,185
CheaperTypical $158,625Pricier

Pricier than 69% of homes nearby

Price per ft²$108
CheaperTypical $138Pricier

Pricier than 25% of homes nearby

Living area1,882 ft²
SmallerTypical 1,280 ft²Bigger

Bigger than 92% of homes nearby

Lot size6.67 ac
SmallerTypical 3 acBigger

Bigger than 74% of homes nearby

Year built1980
OlderTypical 1990Newer

Newer than 40% of homes nearby

How 20448 Salt River Rd ranks against every home in each area.
MeasureThis homeBig Clifty 42712Hardin County
Estimated valuepricier than$203,18569% of homes40% of homes
Price per ft²pricier than$10825% of homes10% of homes
Living areabigger than1,882 ft²92% of homes69% of homes
Lot sizebigger than6.67 ac74% of homes97% of homes
Year builtnewer than198040% of homes45% of homes

About 20448 Salt River Rd

How much is 20448 Salt River Rd, Big Clifty, KY worth?

The TopHap Estimate for 20448 Salt River Rd, Big Clifty, KY is $203,185 as of Aug 30, 2026. The likely range is $155,729 to $250,641. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 20448 Salt River Rd, Big Clifty, KY?

20448 Salt River Rd, Big Clifty, KY has 3 bedrooms, 1 bathrooms, 1,882 square feet of living space and a 6.67-acre lot.

When was 20448 Salt River Rd, Big Clifty, KY built?

20448 Salt River Rd, Big Clifty, KY was built in 1980, making it 46 years old. It is a ranch home. The building has 1 story.

What schools serve 20448 Salt River Rd, Big Clifty, KY?

20448 Salt River Rd, Big Clifty, KY is assigned to West Hardin Middle School (middle), rated B-; Lakewood Elementary School (elementary), rated C+; Central Hardin High School (high), rated B. All sit in Hardin County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20448 Salt River Rd, Big Clifty, KY compare to other homes in Big Clifty 42712?

Among the 1,098 homes in Big Clifty 42712, it is worth more than 69% of them ($203,185 against a typical $158,625), its price per square foot is higher than 25% of them ($108 against a typical $138), it is bigger than 92% of them (1,882 ft² against a typical 1,280 ft²), its lot is bigger than 74% of them (6.67 ac against a typical 3 ac) and it is newer than 40% of them (1980 against a typical 1990). Measured against all of Hardin County, it is worth more than 40% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20448 Salt River Rd, Big Clifty, KY?

The 2025 property tax bill for 20448 Salt River Rd, Big Clifty, KY was $683. The county assessed it at $63,600.

More homes on Salt River Rd

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