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Single Family ResidenceResidential
$1,044,269
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

2045 SPENCER CT

OSHKOSH, WI 54904
0
Baths
0.82 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$1M
$871K low$1.2M high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$13,611 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,057,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$98,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$958,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,057,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,087,693

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWinnebago
Lot (acres)The size of the land the home sits on, from county records.0.82
HeatingThe type of heating system in the home.None

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Oakwood Elementary SchoolA-
Elementary · Grades PK–5 · 1.9 mi
H
Oshkosh West High SchoolA-
High · Grades 9–12 · 3.6 mi
M
Carl Traeger Middle SchoolA+
Middle · Grades 6–8 · 3.7 mi

District: Oshkosh Area School District

Neighborhood · ZIP 54904These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.63
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.71
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.12

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.22,158
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.271 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$87,356
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$112,618
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2045 Spencer Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Oshkosh 54904
  • Has a bigger lot than 84% of homes in Winnebago County

What homes are worth in Oshkosh 54904

Each bar is how many homes fall in that price range. The marker is this home.

This home
$161K$827K

This home is worth more than almost all homes in Oshkosh 54904.

How it measures up in Oshkosh 54904

The dot is this home. The mark in the middle is the typical home in Oshkosh 54904.

Estimated value$1,044,269
CheaperTypical $383,025Pricier

Pricier than almost all homes nearby

Lot size0.82 ac
SmallerTypical 0.39 acBigger

Bigger than 78% of homes nearby

How 2045 Spencer Ct ranks against every home in each area.
MeasureThis homeOshkosh 54904Winnebago County
Estimated valuepricier than$1,044,269almost all homesalmost all homes
Lot sizebigger than0.82 ac78% of homes84% of homes

About 2045 Spencer Ct

How much is 2045 Spencer Ct, Oshkosh, WI worth?

The TopHap Estimate for 2045 Spencer Ct, Oshkosh, WI is $1,044,269 as of Sep 24, 2026. The likely range is $871,398 to $1,217,141. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2045 Spencer Ct, Oshkosh, WI last sell?

2045 Spencer Ct, Oshkosh, WI last sold on Jun 12, 2007, according to the county's recorded deed.

What schools serve 2045 Spencer Ct, Oshkosh, WI?

2045 Spencer Ct, Oshkosh, WI is assigned to Oakwood Elementary School (elementary), rated A-; Oshkosh West High School (high), rated A-; Carl Traeger Middle School (middle), rated A+. All sit in Oshkosh Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2045 Spencer Ct, Oshkosh, WI compare to other homes in Oshkosh 54904?

Among the 8,100 homes in Oshkosh 54904, it is worth more than almost all of them ($1,044,269 against a typical $383,025) and its lot is bigger than 78% of them (0.82 ac against a typical 0.39 ac). Measured against all of Winnebago County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2045 Spencer Ct, Oshkosh, WI?

The 2025 property tax bill for 2045 Spencer Ct, Oshkosh, WI was $13,611. The county assessed it at $1,057,300.

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Assigned schools

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