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Single Family ResidenceResidential
$1,086,655$358 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $650,000 on Aug 24, 2021

20461 WHITE ROCK DR

RICHARDSVILLE, VA 22736
4
Beds
4
Baths
3,038 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
12.89 ac
Lot SizeThe size of the land the home sits on, from county records.
2008
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.1M
$1M low$1.2M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$650,000 · Aug 24, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$711,655
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$569,324
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.36%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$375,000
LOANDEPOT.COM LLC · recorded Aug 24, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,080 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$716,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$191,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$525,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$661,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$716,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.19 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCULPEPER
Lot (acres)The size of the land the home sits on, from county records.12.89
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 324 ft²Porch · 314 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Eastern View High SchoolD
High · Grades 9–12 · 11.1 mi
M
Floyd T. Binns Middle SchoolC
Middle · Grades 6–8 · 13.7 mi
E
Pearl Sample Elementary SchoolB-
Elementary · Grades PK–5 · 14.2 mi

District: Culpeper County Public Schools

Neighborhood · ZIP 22736These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.132
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.45

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.828
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.35 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,375
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$115,852
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20461 White Rock Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Culpeper County
  • Costs more per square foot than 85% of homes in Culpeper County
  • Bigger than 94% of homes in Richardsville 22736
  • Has a bigger lot than 92% of homes in Culpeper County
  • Newer than 82% of homes in Culpeper County

What homes are worth in Richardsville 22736

Each bar is how many homes fall in that price range. The marker is this home.

This home
$266K$1.2M

This home is worth more than 97% of homes in Richardsville 22736.

How it measures up in Richardsville 22736

The dot is this home. The mark in the middle is the typical home in Richardsville 22736.

Estimated value$1,086,655
CheaperTypical $570,801Pricier

Pricier than 97% of homes nearby

Price per ft²$358
CheaperTypical $360Pricier

Pricier than 48% of homes nearby

Living area3,038 ft²
SmallerTypical 1,630 ft²Bigger

Bigger than 94% of homes nearby

Lot size12.89 ac
SmallerTypical 5.07 acBigger

Bigger than 80% of homes nearby

Year built2008
OlderTypical 1999Newer

Newer than 73% of homes nearby

How 20461 White Rock Dr ranks against every home in each area.
MeasureThis homeRichardsville 22736Culpeper County
Estimated valuepricier than$1,086,65597% of homes98% of homes
Price per ft²pricier than$35848% of homes85% of homes
Living areabigger than3,038 ft²94% of homes90% of homes
Lot sizebigger than12.89 ac80% of homes92% of homes
Year builtnewer than200873% of homes82% of homes

About 20461 White Rock Dr

How much is 20461 White Rock Dr, Richardsville, VA worth?

The TopHap Estimate for 20461 White Rock Dr, Richardsville, VA is $1,086,655 as of Jul 14, 2026. The likely range is $1,000,256 to $1,173,054. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20461 White Rock Dr, Richardsville, VA last sell?

20461 White Rock Dr, Richardsville, VA last sold on Aug 24, 2021 for $650,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 20461 White Rock Dr, Richardsville, VA?

20461 White Rock Dr, Richardsville, VA has 4 bedrooms, 4 bathrooms, 3,038 square feet of living space and a 12.89-acre lot.

When was 20461 White Rock Dr, Richardsville, VA built?

20461 White Rock Dr, Richardsville, VA was built in 2008, making it 18 years old. The building has 2 stories.

What schools serve 20461 White Rock Dr, Richardsville, VA?

20461 White Rock Dr, Richardsville, VA is assigned to Eastern View High School (high), rated D; Floyd T. Binns Middle School (middle), rated C; Pearl Sample Elementary School (elementary), rated B-. All sit in Culpeper County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20461 White Rock Dr, Richardsville, VA compare to other homes in Richardsville 22736?

Among the 272 homes in Richardsville 22736, it is worth more than 97% of them ($1,086,655 against a typical $570,801), its price per square foot is higher than 48% of them ($358 against a typical $360), it is bigger than 94% of them (3,038 ft² against a typical 1,630 ft²), its lot is bigger than 80% of them (12.89 ac against a typical 5.07 ac) and it is newer than 73% of them (2008 against a typical 1999). Measured against all of Culpeper County, it is worth more than 98% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20461 White Rock Dr, Richardsville, VA?

The 2025 property tax bill for 20461 White Rock Dr, Richardsville, VA was $3,080. The county assessed it at $716,300.

Closest homes

More homes in Richardsville 22736

Assigned schools

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