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Single Family ResidenceResidential
$104,746$81 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

205 4TH ST SW

ROSE CREEK, MN 55970
2
Beds
1
Baths
1,296 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1895
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$105K
$100K low$110K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$38,510
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$30,808
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.58%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$54,500
US BANK NA · recorded Mar 14, 2022
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$11,736
CITIFINANCIAL SERVICES INC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,048 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$107,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$30,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$77,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$83,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$107,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMower
Lot (acres)The size of the land the home sits on, from county records.0.17
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Stone (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 117 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Southland Middle SchoolC+
Middle · Grades 6–8 · 6.2 mi
H
Southland Senior High SchoolB-
High · Grades 9–12 · 6.2 mi
E
Southland Elementary SchoolC-
Elementary · Grades PK–5 · 6.2 mi

District: Southland Public School District

Neighborhood · ZIP 55970These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.162
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.14

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.1,204
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.22 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,983
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$107,189
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.33 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

205 4th St Sw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 83% of homes in Rose Creek 55970
  • Costs less per square foot than 90% of homes in Rose Creek 55970
  • Smaller than 69% of homes in Rose Creek 55970
  • Has a smaller lot than 95% of homes in Rose Creek 55970
  • Older than 94% of homes in Mower County

What homes are worth in Rose Creek 55970

Each bar is how many homes fall in that price range. The marker is this home.

This home
$27K$468K

This home is worth more than 17% of homes in Rose Creek 55970.

How it measures up in Rose Creek 55970

The dot is this home. The mark in the middle is the typical home in Rose Creek 55970.

Estimated value$104,746
CheaperTypical $190,268Pricier

Pricier than 17% of homes nearby

Price per ft²$81
CheaperTypical $140Pricier

Pricier than 10% of homes nearby

Living area1,296 ft²
SmallerTypical 1,548 ft²Bigger

Bigger than 31% of homes nearby

Lot size0.17 ac
SmallerTypical 2.25 acBigger

Bigger than 5% of homes nearby

Year built1895
OlderTypical 1958Newer

Newer than 9% of homes nearby

How 205 4th St Sw ranks against every home in each area.
MeasureThis homeRose Creek 55970Mower County
Estimated valuepricier than$104,74617% of homes19% of homes
Price per ft²pricier than$8110% of homes11% of homes
Living areabigger than1,296 ft²31% of homes49% of homes
Lot sizebigger than0.17 ac5% of homes29% of homes
Year builtnewer than18959% of homes6% of homes

About 205 4th St Sw

How much is 205 4th St Sw, Rose Creek, MN worth?

The TopHap Estimate for 205 4th St Sw, Rose Creek, MN is $104,746 as of Jul 14, 2026. The likely range is $99,668 to $109,824. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 205 4th St Sw, Rose Creek, MN?

205 4th St Sw, Rose Creek, MN has 2 bedrooms, 1 bathrooms, 1,296 square feet of living space and a 0.17-acre lot.

When was 205 4th St Sw, Rose Creek, MN built?

205 4th St Sw, Rose Creek, MN was built in 1895, making it 131 years old. The building has 2 stories.

What schools serve 205 4th St Sw, Rose Creek, MN?

205 4th St Sw, Rose Creek, MN is assigned to Southland Middle School (middle), rated C+; Southland Senior High School (high), rated B-; Southland Elementary School (elementary), rated C-. All sit in Southland Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 205 4th St Sw, Rose Creek, MN compare to other homes in Rose Creek 55970?

Among the 466 homes in Rose Creek 55970, it is worth more than 17% of them ($104,746 against a typical $190,268), its price per square foot is higher than 10% of them ($81 against a typical $140), it is bigger than 31% of them (1,296 ft² against a typical 1,548 ft²), its lot is bigger than 5% of them (0.17 ac against a typical 2.25 ac) and it is newer than 9% of them (1895 against a typical 1958). Measured against all of Mower County, it is worth more than 19% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 205 4th St Sw, Rose Creek, MN?

The 2025 property tax bill for 205 4th St Sw, Rose Creek, MN was $1,048. The county assessed it at $107,400.

Closest homes

More homes in Rose Creek 55970

Assigned schools

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