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Single Family ResidenceResidential
$101,865$90 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $65,000 on Mar 27, 2017

205 LAY RD

RIDGELY, TN 38080
2
Baths
1,134 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.74 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$102K
$81K low$123K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$65,000 · Mar 27, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$464 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$18,875 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,625
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$17,250
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$18,875
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$75,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.18 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDyer
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Package
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 216 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Fifth Consolidated SchoolA
Elementary · Grades PK–5 · 8.1 mi
M
Three Oaks Middle SchoolC+
Middle · Grades 6–8 · 9.6 mi
H
Dyer County High SchoolA-
High · Grades 9–12 · 10.6 mi

District: Dyer County School District

Neighborhood · ZIP 38080These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.136
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.714

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.0%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.25%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.2,239
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.17 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$44,554
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$60,054
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

205 Lay Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 69% of homes in Dyer County
  • Costs more per square foot than 69% of homes in Ridgely 38080
  • Smaller than 77% of homes in Dyer County
  • Has a bigger lot than 71% of homes in Ridgely 38080

What homes are worth in Ridgely 38080

Each bar is how many homes fall in that price range. The marker is this home.

This home
$34K$314K

This home is worth more than 52% of homes in Ridgely 38080.

How it measures up in Ridgely 38080

The dot is this home. The mark in the middle is the typical home in Ridgely 38080.

Estimated value$101,865
CheaperTypical $99,845Pricier

Pricier than 52% of homes nearby

Price per ft²$90
CheaperTypical $76Pricier

Pricier than 69% of homes nearby

Living area1,134 ft²
SmallerTypical 1,298 ft²Bigger

Bigger than 33% of homes nearby

Lot size0.74 ac
SmallerTypical 0.4 acBigger

Bigger than 71% of homes nearby

Year built1978
OlderTypical 1967Newer

Newer than 63% of homes nearby

How 205 Lay Rd ranks against every home in each area.
MeasureThis homeRidgely 38080Dyer County
Estimated valuepricier than$101,86552% of homes31% of homes
Price per ft²pricier than$9069% of homes41% of homes
Living areabigger than1,134 ft²33% of homes23% of homes
Lot sizebigger than0.74 ac71% of homes60% of homes
Year builtnewer than197863% of homes57% of homes

About 205 Lay Rd

How much is 205 Lay Rd, Ridgely, TN worth?

The TopHap Estimate for 205 Lay Rd, Ridgely, TN is $101,865 as of Sep 24, 2026. The likely range is $80,751 to $122,979. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 205 Lay Rd, Ridgely, TN last sell?

205 Lay Rd, Ridgely, TN last sold on Mar 27, 2017 for $65,000, according to the county's recorded deed.

How big is 205 Lay Rd, Ridgely, TN?

205 Lay Rd, Ridgely, TN has 2 bathrooms and 1,134 square feet of living space.

When was 205 Lay Rd, Ridgely, TN built?

205 Lay Rd, Ridgely, TN was built in 1978, making it 48 years old. The building has 1 story.

What schools serve 205 Lay Rd, Ridgely, TN?

205 Lay Rd, Ridgely, TN is assigned to Fifth Consolidated School (elementary), rated A; Three Oaks Middle School (middle), rated C+; Dyer County High School (high), rated A-. All sit in Dyer County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 205 Lay Rd, Ridgely, TN compare to other homes in Ridgely 38080?

Among the 937 homes in Ridgely 38080, it is worth more than 52% of them ($101,865 against a typical $99,845), its price per square foot is higher than 69% of them ($90 against a typical $76), it is bigger than 33% of them (1,134 ft² against a typical 1,298 ft²), its lot is bigger than 71% of them (0.74 ac against a typical 0.4 ac) and it is newer than 63% of them (1978 against a typical 1967). Measured against all of Dyer County, it is worth more than 31% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 205 Lay Rd, Ridgely, TN?

The 2024 property tax bill for 205 Lay Rd, Ridgely, TN was $464. The county assessed it at $18,875.

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