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Single Family ResidenceResidential
$281,728$246 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $216,250 on Jun 23, 2023

205 PEPPER RIDGE DR S

NORTH LIBERTY, IN 46554
3
Beds
2
Baths
1,146 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.3 ac
Lot SizeThe size of the land the home sits on, from county records.
2009
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$282K
$258K low$305K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$216,250 · Jun 23, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,542 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$267,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$57,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$209,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$247,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$267,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.21 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySt. Joseph
Lot (acres)The size of the land the home sits on, from county records.0.30
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
North Liberty SchoolB+
Elementary · Grades KG–6 · 1.2 mi
M
Harold C Urey Middle SchoolB+
Middle · Grades 7–8 · 4.8 mi
H
John Glenn High SchoolA+
High · Grades 9–12 · 5.2 mi

District: John Glenn School Corporation

Neighborhood · ZIP 46554These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.84
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.26

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.4,354
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.69 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,766
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$104,880
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

205 Pepper Ridge Dr S measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 69% of homes in St. Joseph County
  • Costs more per square foot than 90% of homes in North Liberty 46554
  • Smaller than 79% of homes in North Liberty 46554
  • Has a smaller lot than 75% of homes in North Liberty 46554
  • Newer than 95% of homes in St. Joseph County

What homes are worth in North Liberty 46554

Each bar is how many homes fall in that price range. The marker is this home.

This home
$97K$612K

This home is worth more than 62% of homes in North Liberty 46554.

How it measures up in North Liberty 46554

The dot is this home. The mark in the middle is the typical home in North Liberty 46554.

Estimated value$281,728
CheaperTypical $238,425Pricier

Pricier than 62% of homes nearby

Price per ft²$246
CheaperTypical $163Pricier

Pricier than 90% of homes nearby

Living area1,146 ft²
SmallerTypical 1,544 ft²Bigger

Bigger than 21% of homes nearby

Lot size0.3 ac
SmallerTypical 1.03 acBigger

Bigger than 25% of homes nearby

Year built2009
OlderTypical 1955Newer

Newer than 92% of homes nearby

How 205 Pepper Ridge Dr S ranks against every home in each area.
MeasureThis homeNorth Liberty 46554St. Joseph County
Estimated valuepricier than$281,72862% of homes69% of homes
Price per ft²pricier than$24690% of homes90% of homes
Living areabigger than1,146 ft²21% of homes32% of homes
Lot sizebigger than0.3 ac25% of homes56% of homes
Year builtnewer than200992% of homes95% of homes

About 205 Pepper Ridge Dr S

How much is 205 Pepper Ridge Dr S, North Liberty, IN worth?

The TopHap Estimate for 205 Pepper Ridge Dr S, North Liberty, IN is $281,728 as of Jul 14, 2026. The likely range is $258,358 to $305,098. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 205 Pepper Ridge Dr S, North Liberty, IN last sell?

205 Pepper Ridge Dr S, North Liberty, IN last sold on Jun 23, 2023 for $216,250, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 205 Pepper Ridge Dr S, North Liberty, IN?

205 Pepper Ridge Dr S, North Liberty, IN has 3 bedrooms, 2 bathrooms, 1,146 square feet of living space and a 0.30-acre lot.

When was 205 Pepper Ridge Dr S, North Liberty, IN built?

205 Pepper Ridge Dr S, North Liberty, IN was built in 2009, making it 17 years old. The building has 1 story.

What schools serve 205 Pepper Ridge Dr S, North Liberty, IN?

205 Pepper Ridge Dr S, North Liberty, IN is assigned to North Liberty School (elementary), rated B+; Harold C Urey Middle School (middle), rated B+; John Glenn High School (high), rated A+. All sit in John Glenn School Corporation. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 205 Pepper Ridge Dr S, North Liberty, IN compare to other homes in North Liberty 46554?

Among the 1,727 homes in North Liberty 46554, it is worth more than 62% of them ($281,728 against a typical $238,425), its price per square foot is higher than 90% of them ($246 against a typical $163), it is bigger than 21% of them (1,146 ft² against a typical 1,544 ft²), its lot is bigger than 25% of them (0.3 ac against a typical 1.03 ac) and it is newer than 92% of them (2009 against a typical 1955). Measured against all of St. Joseph County, it is worth more than 69% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 205 Pepper Ridge Dr S, North Liberty, IN?

The 2024 property tax bill for 205 Pepper Ridge Dr S, North Liberty, IN was $2,542. The county assessed it at $267,400.

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