Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$345,156$276 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $205,000 on Dec 5, 2019

205 ROCK CREEK DR

LINCOLNTON, NC 28092
3
Beds
2.5
Baths
1,250 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.33 ac
Lot SizeThe size of the land the home sits on, from county records.
1990
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$345K
$316K low$374K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$205,000 · Dec 5, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,322 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$318,502 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$24,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$293,802
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$318,502
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$318,502

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.102 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyLINCOLN
Lot (acres)The size of the land the home sits on, from county records.0.33
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
S. Ray Lowder Elementary SchoolB-
Elementary · Grades PK–5 · 0.3 mi
H
Lincolnton High SchoolC-
High · Grades 9–12 · 1.4 mi
M
Lincolnton Middle SchoolC-
Middle · Grades 6–8 · 4.0 mi

District: Lincoln County Schools

Neighborhood · ZIP 28092These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.129
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.74

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.43,813
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.367 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,157
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,382
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

205 Rock Creek Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 66% of homes in Lincolnton 28092
  • Costs more per square foot than 92% of homes in Lincolnton 28092
  • Smaller than 75% of homes in Lincoln County
  • Has a smaller lot than 86% of homes in Lincolnton 28092

What homes are worth in Lincolnton 28092

Each bar is how many homes fall in that price range. The marker is this home.

This home
$73K$784K

This home is worth more than 66% of homes in Lincolnton 28092.

How it measures up in Lincolnton 28092

The dot is this home. The mark in the middle is the typical home in Lincolnton 28092.

Estimated value$345,156
CheaperTypical $289,317Pricier

Pricier than 66% of homes nearby

Price per ft²$276
CheaperTypical $185Pricier

Pricier than 92% of homes nearby

Living area1,250 ft²
SmallerTypical 1,456 ft²Bigger

Bigger than 34% of homes nearby

Lot size0.33 ac
SmallerTypical 0.76 acBigger

Bigger than 14% of homes nearby

Year built1990
OlderTypical 1985Newer

Newer than 59% of homes nearby

How 205 Rock Creek Dr ranks against every home in each area.
MeasureThis homeLincolnton 28092Lincoln County
Estimated valuepricier than$345,15666% of homes39% of homes
Price per ft²pricier than$27692% of homes76% of homes
Living areabigger than1,250 ft²34% of homes25% of homes
Lot sizebigger than0.33 ac14% of homes21% of homes
Year builtnewer than199059% of homes41% of homes

About 205 Rock Creek Dr

How much is 205 Rock Creek Dr, Lincolnton, NC worth?

The TopHap Estimate for 205 Rock Creek Dr, Lincolnton, NC is $345,156 as of Sep 24, 2026. The likely range is $316,265 to $374,047. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 205 Rock Creek Dr, Lincolnton, NC last sell?

205 Rock Creek Dr, Lincolnton, NC last sold on Dec 5, 2019 for $205,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 205 Rock Creek Dr, Lincolnton, NC?

205 Rock Creek Dr, Lincolnton, NC has 3 bedrooms, 2.5 bathrooms, 1,250 square feet of living space and a 0.33-acre lot.

When was 205 Rock Creek Dr, Lincolnton, NC built?

205 Rock Creek Dr, Lincolnton, NC was built in 1990, making it 36 years old. It is a ranch home. The building has 1 story.

What schools serve 205 Rock Creek Dr, Lincolnton, NC?

205 Rock Creek Dr, Lincolnton, NC is assigned to S. Ray Lowder Elementary School (elementary), rated B-; Lincolnton High School (high), rated C-; Lincolnton Middle School (middle), rated C-. All sit in Lincoln County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 205 Rock Creek Dr, Lincolnton, NC compare to other homes in Lincolnton 28092?

Among the 16,399 homes in Lincolnton 28092, it is worth more than 66% of them ($345,156 against a typical $289,317), its price per square foot is higher than 92% of them ($276 against a typical $185), it is bigger than 34% of them (1,250 ft² against a typical 1,456 ft²), its lot is bigger than 14% of them (0.33 ac against a typical 0.76 ac) and it is newer than 59% of them (1990 against a typical 1985). Measured against all of Lincoln County, it is worth more than 39% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 205 Rock Creek Dr, Lincolnton, NC?

The 2026 property tax bill for 205 Rock Creek Dr, Lincolnton, NC was $3,322. The county assessed it at $318,502.

More homes on Rock Creek Dr

Closest homes

More homes in Lincolnton 28092

Assigned schools

Explore the area

See this home in context

Open 205 Rock Creek Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map