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Single Family ResidenceResidential
$491,065$249 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

205 S SWAIN ST

RALEIGH, NC 27601
2
Baths
1,974 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1905
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$491K
$389K low$594K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$447,946
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$358,357
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.9%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$43,119
CITY OF RALEIGH · recorded Jul 26, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,642 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$530,031 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$315,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$215,031
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$530,031
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$530,031

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.11
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
12
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
45
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyWake
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1980
Lot (acres)The size of the land the home sits on, from county records.0.20
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 108 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Moore Square Magnet Middle SchoolB-
Middle · Grades 6–8 · 0.3 mi
H
Broughton Magnet High SchoolA-
High · Grades 9–12 · 1.6 mi
E
Root Elementary SchoolB+
Elementary · Grades PK–5 · 3.5 mi

District: Wake County Schools

Neighborhood · ZIP 27601These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.186
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.47

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.10,490
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5,744 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$79,242
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$121,364
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

205 S Swain St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 89% of homes in Raleigh 27601
  • Bigger than 80% of homes in South Central Raleigh
  • Has a bigger lot than 87% of homes in Raleigh 27601
  • Among the oldest homes in South Central Raleigh

What homes are worth in Raleigh 27601

Each bar is how many homes fall in that price range. The marker is this home.

This home
$228K$1.5M

This home is worth more than 49% of homes in Raleigh 27601.

How it measures up in Raleigh 27601

The dot is this home. The mark in the middle is the typical home in Raleigh 27601.

Estimated value$491,065
CheaperTypical $495,150Pricier

Pricier than 49% of homes nearby

Price per ft²$249
CheaperTypical $372Pricier

Pricier than 11% of homes nearby

Living area1,974 ft²
SmallerTypical 1,408 ft²Bigger

Bigger than 78% of homes nearby

Lot size0.2 ac
SmallerTypical 0.12 acBigger

Bigger than 87% of homes nearby

Year built1905
OlderTypical 1995Newer

Newer than 3% of homes nearby

How 205 S Swain St ranks against every home in each area.
MeasureThis homeSouth Central RaleighRaleigh 27601Wake County
Estimated valuepricier than$491,06562% of homes49% of homes52% of homes
Price per ft²pricier than$24915% of homes11% of homes63% of homes
Living areabigger than1,974 ft²80% of homes78% of homes44% of homes
Lot sizebigger than0.2 ac80% of homes87% of homes43% of homes
Year builtnewer than1905almost no homes3% of homesalmost no homes

About 205 S Swain St

How much is 205 S Swain St, Raleigh, NC worth?

The TopHap Estimate for 205 S Swain St, Raleigh, NC is $491,065 as of Jul 14, 2026. The likely range is $388,516 to $593,614. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 205 S Swain St, Raleigh, NC?

205 S Swain St, Raleigh, NC has 2 bathrooms, 1,974 square feet of living space and a 0.20-acre lot.

When was 205 S Swain St, Raleigh, NC built?

205 S Swain St, Raleigh, NC was built in 1905, making it 121 years old. It is a conventional home. The building has 1 story.

What schools serve 205 S Swain St, Raleigh, NC?

205 S Swain St, Raleigh, NC is assigned to Moore Square Magnet Middle School (middle), rated B-; Broughton Magnet High School (high), rated A-; Root Elementary School (elementary), rated B+. All sit in Wake County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 205 S Swain St, Raleigh, NC compare to other homes in Raleigh 27601?

Among the 2,654 homes in Raleigh 27601, it is worth more than 49% of them ($491,065 against a typical $495,150), its price per square foot is higher than 11% of them ($249 against a typical $372), it is bigger than 78% of them (1,974 ft² against a typical 1,408 ft²), its lot is bigger than 87% of them (0.2 ac against a typical 0.12 ac) and it is newer than 3% of them (1905 against a typical 1995). Measured against all of Wake County, it is worth more than 52% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 205 S Swain St, Raleigh, NC?

The 2025 property tax bill for 205 S Swain St, Raleigh, NC was $4,642. The county assessed it at $530,031.

Closest homes

More homes in Raleigh 27601

Assigned schools

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