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Single Family ResidenceResidential
$155,023$77 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $146,000 on Aug 31, 2004

20505 VERNETTA LN

SOUTH CHESTERFIELD, VA 23803
3
Beds
1.5
Baths
2,004 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.47 ac
Lot SizeThe size of the land the home sits on, from county records.
1981
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$155K
$137K low$173K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$146,000 · Aug 31, 2004

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,806 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$312,500 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$58,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$254,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$304,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$312,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
13
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
84
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
19
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.2 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyCHESTERFIELD
Lot (acres)The size of the land the home sits on, from county records.0.47
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 180 ft²Patio · 180 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Matoaca Elementary SchoolA-
Elementary · Grades PK–5 · 1.5 mi
M
Matoaca Middle SchoolC-
Middle · Grades 6–8 · 1.9 mi
H
Matoaca High SchoolC-
High · Grades 9–12 · 3.6 mi

District: Chesterfield County Public Schools

Neighborhood · ZIP 23803These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.126
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.54

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.43,574
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.579 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,360
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,571
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20505 Vernetta Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 98% of homes in Chesterfield County
  • Among the lowest price per square foot in Chesterfield County
  • Bigger than 84% of homes in Petersburg 23803
  • Older than 69% of homes in Chesterfield County

What homes are worth in Petersburg 23803

Each bar is how many homes fall in that price range. The marker is this home.

This home
$58K$492K

This home is worth more than 29% of homes in Petersburg 23803.

How it measures up in Petersburg 23803

The dot is this home. The mark in the middle is the typical home in Petersburg 23803.

Estimated value$155,023
CheaperTypical $205,809Pricier

Pricier than 29% of homes nearby

Price per ft²$77
CheaperTypical $156Pricier

Pricier than 6% of homes nearby

Living area2,004 ft²
SmallerTypical 1,314 ft²Bigger

Bigger than 84% of homes nearby

Lot size0.47 ac
SmallerTypical 0.34 acBigger

Bigger than 64% of homes nearby

Year built1981
OlderTypical 1969Newer

Newer than 67% of homes nearby

How 20505 Vernetta Ln ranks against every home in each area.
MeasureThis homePetersburg 23803Chesterfield County
Estimated valuepricier than$155,02329% of homes2% of homes
Price per ft²pricier than$776% of homesalmost no homes
Living areabigger than2,004 ft²84% of homes48% of homes
Lot sizebigger than0.47 ac64% of homes63% of homes
Year builtnewer than198167% of homes31% of homes

About 20505 Vernetta Ln

How much is 20505 Vernetta Ln, South Chesterfield, VA worth?

The TopHap Estimate for 20505 Vernetta Ln, South Chesterfield, VA is $155,023 as of Aug 30, 2026. The likely range is $137,195 to $172,851. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20505 Vernetta Ln, South Chesterfield, VA last sell?

20505 Vernetta Ln, South Chesterfield, VA last sold on Aug 31, 2004 for $146,000, according to the county's recorded deed.

How big is 20505 Vernetta Ln, South Chesterfield, VA?

20505 Vernetta Ln, South Chesterfield, VA has 3 bedrooms, 1.5 bathrooms, 2,004 square feet of living space and a 0.47-acre lot.

When was 20505 Vernetta Ln, South Chesterfield, VA built?

20505 Vernetta Ln, South Chesterfield, VA was built in 1981, making it 45 years old. It is a traditional/old home. The building has 3 stories.

What schools serve 20505 Vernetta Ln, South Chesterfield, VA?

20505 Vernetta Ln, South Chesterfield, VA is assigned to Matoaca Elementary School (elementary), rated A-; Matoaca Middle School (middle), rated C-; Matoaca High School (high), rated C-. All sit in Chesterfield County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20505 Vernetta Ln, South Chesterfield, VA compare to other homes in Petersburg 23803?

Among the 15,634 homes in Petersburg 23803, it is worth more than 29% of them ($155,023 against a typical $205,809), its price per square foot is higher than 6% of them ($77 against a typical $156), it is bigger than 84% of them (2,004 ft² against a typical 1,314 ft²), its lot is bigger than 64% of them (0.47 ac against a typical 0.34 ac) and it is newer than 67% of them (1981 against a typical 1969). Measured against all of Chesterfield County, it is worth more than 2% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20505 Vernetta Ln, South Chesterfield, VA?

The 2026 property tax bill for 20505 Vernetta Ln, South Chesterfield, VA was $2,806. The county assessed it at $312,500.

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