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Residential (General/Single)Residential
$188,087$156 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

20522 HIGHWAY FF

STOVER, MO 65078
0
Baths
1,208 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
36.7 ac
Lot SizeThe size of the land the home sits on, from county records.
1952
Year BuiltThe year the home was originally built, according to county records.
8
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$188K
$168K low$208K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$559 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$13,300 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,848
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$10,452
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$12,020
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$71,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.27 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyMORGAN
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2006
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Morgan County R-I Middle School
Middle · Grades 5–8 · 4.4 mi
E
Morgan County R-I Elementary SchoolB
Elementary · Grades PK–4 · 4.4 mi
H
Morgan County R-I High SchoolC
High · Grades 9–12 · 4.4 mi

District: Morgan County R-I School District

Neighborhood · ZIP 65078These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.69%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.4,276
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.28 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$43,474
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$54,711
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20522 Highway Ff measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 66% of homes in Morgan County
  • Costs less per square foot than 78% of homes in Morgan County
  • Has a bigger lot than 94% of homes in Morgan County
  • Older than 86% of homes in Morgan County

What homes are worth in Stover 65078

Each bar is how many homes fall in that price range. The marker is this home.

This home
$59K$541K

This home is worth more than 55% of homes in Stover 65078.

How it measures up in Stover 65078

The dot is this home. The mark in the middle is the typical home in Stover 65078.

Estimated value$188,087
CheaperTypical $171,163Pricier

Pricier than 55% of homes nearby

Price per ft²$156
CheaperTypical $183Pricier

Pricier than 34% of homes nearby

Living area1,208 ft²
SmallerTypical 1,080 ft²Bigger

Bigger than 59% of homes nearby

Lot size36.7 ac
SmallerTypical 0.56 acBigger

Bigger than 91% of homes nearby

Year built1952
OlderTypical 1980Newer

Newer than 15% of homes nearby

How 20522 Highway Ff ranks against every home in each area.
MeasureThis homeStover 65078Morgan County
Estimated valuepricier than$188,08755% of homes34% of homes
Price per ft²pricier than$15634% of homes22% of homes
Living areabigger than1,208 ft²59% of homes52% of homes
Lot sizebigger than36.7 ac91% of homes94% of homes
Year builtnewer than195215% of homes14% of homes

About 20522 Highway Ff

How much is 20522 Highway Ff, Stover, MO worth?

The TopHap Estimate for 20522 Highway Ff, Stover, MO is $188,087 as of Aug 30, 2026. The likely range is $168,113 to $208,061. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20522 Highway Ff, Stover, MO last sell?

20522 Highway Ff, Stover, MO last sold on Jan 1, 1900, according to the county's recorded deed.

When was 20522 Highway Ff, Stover, MO built?

20522 Highway Ff, Stover, MO was built in 1952, making it 74 years old.

What schools serve 20522 Highway Ff, Stover, MO?

20522 Highway Ff, Stover, MO is assigned to Morgan County R-I Middle School (middle); Morgan County R-I Elementary School (elementary), rated B; Morgan County R-I High School (high), rated C. All sit in Morgan County R-I School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20522 Highway Ff, Stover, MO compare to other homes in Stover 65078?

Among the 2,996 homes in Stover 65078, it is worth more than 55% of them ($188,087 against a typical $171,163), its price per square foot is higher than 34% of them ($156 against a typical $183), it is bigger than 59% of them (1,208 ft² against a typical 1,080 ft²), its lot is bigger than 91% of them (36.7 ac against a typical 0.56 ac) and it is newer than 15% of them (1952 against a typical 1980). Measured against all of Morgan County, it is worth more than 34% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20522 Highway Ff, Stover, MO?

The 2025 property tax bill for 20522 Highway Ff, Stover, MO was $559. The county assessed it at $13,300.

More homes on Highway Ff

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Assigned schools

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