Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$39,403$24 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $48,000 on Jun 17, 2026

20628 WATER STATION RUN RD SW

LONACONING, MD 21539
1
Baths
1,644 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.49 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$39K
$36K low$43K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$48,000 · Jun 17, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$39,403
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$31,522

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,091 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$102,067 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$100,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$105,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
69
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
48
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyALLEGANY
Lot (acres)The size of the land the home sits on, from county records.2.49
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 180 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
George's Creek Elementary SchoolC
Elementary · Grades PK–5 · 1.0 mi
M
Westmar Middle SchoolC
Middle · Grades 6–8 · 1.3 mi
H
Mountain Ridge High SchoolB
High · Grades 9–12 · 6.5 mi

District: Allegany County Public Schools

Neighborhood · ZIP 21539These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.129
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.2%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.2,363
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.69 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,411
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,156
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20628 Water Station Run Rd Sw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 97% of homes in Allegany County
  • Costs less per square foot than 98% of homes in Allegany County
  • Bigger than 67% of homes in Allegany County
  • Has a bigger lot than 89% of homes in Allegany County
  • Older than 72% of homes in Allegany County

What homes are worth in Lonaconing 21539

Each bar is how many homes fall in that price range. The marker is this home.

This home
$28K$519K

This home is worth more than 6% of homes in Lonaconing 21539.

How it measures up in Lonaconing 21539

The dot is this home. The mark in the middle is the typical home in Lonaconing 21539.

Estimated value$39,403
CheaperTypical $108,660Pricier

Pricier than 6% of homes nearby

Price per ft²$24
CheaperTypical $73Pricier

Pricier than 7% of homes nearby

Living area1,644 ft²
SmallerTypical 1,568 ft²Bigger

Bigger than 55% of homes nearby

Lot size2.49 ac
SmallerTypical 0.34 acBigger

Bigger than 84% of homes nearby

Year built1920
OlderTypical 1925Newer

Newer than 44% of homes nearby

How 20628 Water Station Run Rd Sw ranks against every home in each area.
MeasureThis homeLonaconing 21539Allegany County
Estimated valuepricier than$39,4036% of homes3% of homes
Price per ft²pricier than$247% of homes2% of homes
Living areabigger than1,644 ft²55% of homes67% of homes
Lot sizebigger than2.49 ac84% of homes89% of homes
Year builtnewer than192044% of homes28% of homes

About 20628 Water Station Run Rd Sw

How much is 20628 Water Station Run Rd Sw, Lonaconing, MD worth?

The TopHap Estimate for 20628 Water Station Run Rd Sw, Lonaconing, MD is $39,403 as of Jul 14, 2026. The likely range is $35,616 to $43,190. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20628 Water Station Run Rd Sw, Lonaconing, MD last sell?

20628 Water Station Run Rd Sw, Lonaconing, MD last sold on Jun 17, 2026 for $48,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 20628 Water Station Run Rd Sw, Lonaconing, MD?

20628 Water Station Run Rd Sw, Lonaconing, MD has 1 bathrooms, 1,644 square feet of living space and a 2.49-acre lot.

When was 20628 Water Station Run Rd Sw, Lonaconing, MD built?

20628 Water Station Run Rd Sw, Lonaconing, MD was built in 1920, making it 106 years old. The building has 2 stories.

What schools serve 20628 Water Station Run Rd Sw, Lonaconing, MD?

20628 Water Station Run Rd Sw, Lonaconing, MD is assigned to George's Creek Elementary School (elementary), rated C; Westmar Middle School (middle), rated C; Mountain Ridge High School (high), rated B. All sit in Allegany County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20628 Water Station Run Rd Sw, Lonaconing, MD compare to other homes in Lonaconing 21539?

Among the 1,088 homes in Lonaconing 21539, it is worth more than 6% of them ($39,403 against a typical $108,660), its price per square foot is higher than 7% of them ($24 against a typical $73), it is bigger than 55% of them (1,644 ft² against a typical 1,568 ft²), its lot is bigger than 84% of them (2.49 ac against a typical 0.34 ac) and it is newer than 44% of them (1920 against a typical 1925). Measured against all of Allegany County, it is worth more than 3% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20628 Water Station Run Rd Sw, Lonaconing, MD?

The 2025 property tax bill for 20628 Water Station Run Rd Sw, Lonaconing, MD was $1,091. The county assessed it at $102,067.

Closest homes

More homes in Lonaconing 21539

Assigned schools

Explore the area

See this home in context

Open 20628 Water Station Run Rd Sw on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map