Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$96,761$116 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

20645 S FORK RD

MILAM, WV 26838
3
Beds
1
Baths
836 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.35 ac
Lot SizeThe size of the land the home sits on, from county records.
1942
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$97K
$76K low$118K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$196 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$25,560 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$14,880
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$10,680
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$24,780
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$42,600

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.145 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyHARDY
Lot (acres)The size of the land the home sits on, from county records.1.35
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Moorefield Elementary School
Elementary · Grades PK–2 · 18.9 mi
H
Moorefield High SchoolD-
High · Grades 9–12 · 19.0 mi
M
Moorefield Middle SchoolB
Middle · Grades 6–8 · 19.5 mi

District: Hardy County School District

Neighborhood · ZIP 26838These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.78
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.116
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.46

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.80%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.26
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.13 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,895
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,506
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.40%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20645 S Fork Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 92% of homes in Hardy County
  • Costs less per square foot than 76% of homes in Hardy County
  • Smaller than 86% of homes in Hardy County
  • Has a smaller lot than 69% of homes in Hardy County
  • Older than 82% of homes in Hardy County

What homes are worth in Hardy County

Each bar is how many homes fall in that price range. The marker is this home.

This home
$97K$514K

This home is worth more than 4% of homes in Hardy County.

How it measures up in Hardy County

The dot is this home. The mark in the middle is the typical home in Hardy County.

Estimated value$96,761
CheaperTypical $209,313Pricier

Pricier than 8% of homes nearby

Price per ft²$116
CheaperTypical $148Pricier

Pricier than 24% of homes nearby

Living area836 ft²
SmallerTypical 1,424 ft²Bigger

Bigger than 14% of homes nearby

Lot size1.35 ac
SmallerTypical 2.91 acBigger

Bigger than 31% of homes nearby

Year built1942
OlderTypical 1984Newer

Newer than 18% of homes nearby

How 20645 S Fork Rd ranks against every home in each area.
MeasureThis homeHardy County
Estimated valuepricier than$96,7618% of homes
Price per ft²pricier than$11624% of homes
Living areabigger than836 ft²14% of homes
Lot sizebigger than1.35 ac31% of homes
Year builtnewer than194218% of homes

About 20645 S Fork Rd

How much is 20645 S Fork Rd, Milam, WV worth?

The TopHap Estimate for 20645 S Fork Rd, Milam, WV is $96,761 as of Oct 21, 2026. The likely range is $75,749 to $117,773. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20645 S Fork Rd, Milam, WV last sell?

20645 S Fork Rd, Milam, WV last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 20645 S Fork Rd, Milam, WV?

20645 S Fork Rd, Milam, WV has 3 bedrooms, 1 bathrooms, 836 square feet of living space and a 1.35-acre lot.

When was 20645 S Fork Rd, Milam, WV built?

20645 S Fork Rd, Milam, WV was built in 1942, making it 84 years old. It is a ranch home. The building has 1 story.

What schools serve 20645 S Fork Rd, Milam, WV?

20645 S Fork Rd, Milam, WV is assigned to Moorefield Elementary School (elementary); Moorefield High School (high), rated D-; Moorefield Middle School (middle), rated B. All sit in Hardy County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20645 S Fork Rd, Milam, WV compare to other homes in Hardy County?

Among the 7,546 homes in Hardy County, it is worth more than 8% of them ($96,761 against a typical $209,313), its price per square foot is higher than 24% of them ($116 against a typical $148), it is bigger than 14% of them (836 ft² against a typical 1,424 ft²), its lot is bigger than 31% of them (1.35 ac against a typical 2.91 ac) and it is newer than 18% of them (1942 against a typical 1984). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20645 S Fork Rd, Milam, WV?

The 2026 property tax bill for 20645 S Fork Rd, Milam, WV was $196. The county assessed it at $25,560.

More homes on S Fork Rd

Closest homes

More homes in Milam 26838

Assigned schools

Explore the area

See this home in context

Open 20645 S Fork Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map