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Single Family ResidenceResidential
$566,355$277 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $393,000 on May 31, 2019

20645 TERASSE DR NW

POULSBO, WA 98370
3
Beds
2.5
Baths
2,044 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1990
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$566K
$544K low$589K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$393,000 · May 31, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,898 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$532,780 (2027)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$111,490
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$421,290
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$532,780
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$532,780

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKITSAP
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1992
Lot (acres)The size of the land the home sits on, from county records.0.17
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 168 ft²Patio · 20 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Vinland Elementary SchoolB+
Elementary · Grades KG–5 · 1.2 mi
H
North Kitsap High SchoolA-
High · Grades 9–12 · 1.9 mi
M
Poulsbo Middle SchoolB
Middle · Grades 6–8 · 2.0 mi

District: North Kitsap School District

Neighborhood · ZIP 98370These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.82
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.292

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.36,675
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.531 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$102,931
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$125,794
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.43%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20645 Terasse Dr Nw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 72% of homes in Poulsbo 98370
  • Costs less per square foot than 83% of homes in Poulsbo 98370
  • Bigger than 65% of homes in Kitsap County
  • Has a smaller lot than 86% of homes in Poulsbo 98370

What homes are worth in Poulsbo 98370

Each bar is how many homes fall in that price range. The marker is this home.

This home
$370K$1.6M

This home is worth more than 28% of homes in Poulsbo 98370.

How it measures up in Poulsbo 98370

The dot is this home. The mark in the middle is the typical home in Poulsbo 98370.

Estimated value$566,355
CheaperTypical $662,533Pricier

Pricier than 28% of homes nearby

Price per ft²$277
CheaperTypical $337Pricier

Pricier than 17% of homes nearby

Living area2,044 ft²
SmallerTypical 1,918 ft²Bigger

Bigger than 56% of homes nearby

Lot size0.17 ac
SmallerTypical 0.49 acBigger

Bigger than 14% of homes nearby

Year built1990
OlderTypical 1992Newer

Newer than 45% of homes nearby

How 20645 Terasse Dr Nw ranks against every home in each area.
MeasureThis homePoulsbo 98370Kitsap County
Estimated valuepricier than$566,35528% of homes48% of homes
Price per ft²pricier than$27717% of homes21% of homes
Living areabigger than2,044 ft²56% of homes65% of homes
Lot sizebigger than0.17 ac14% of homes21% of homes
Year builtnewer than199045% of homes55% of homes

About 20645 Terasse Dr Nw

How much is 20645 Terasse Dr Nw, Poulsbo, WA worth?

The TopHap Estimate for 20645 Terasse Dr Nw, Poulsbo, WA is $566,355 as of Sep 24, 2026. The likely range is $543,524 to $589,186. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20645 Terasse Dr Nw, Poulsbo, WA last sell?

20645 Terasse Dr Nw, Poulsbo, WA last sold on May 31, 2019 for $393,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 20645 Terasse Dr Nw, Poulsbo, WA?

20645 Terasse Dr Nw, Poulsbo, WA has 3 bedrooms, 2.5 bathrooms, 2,044 square feet of living space and a 0.17-acre lot.

When was 20645 Terasse Dr Nw, Poulsbo, WA built?

20645 Terasse Dr Nw, Poulsbo, WA was built in 1990, making it 36 years old. The building has 2 stories.

What schools serve 20645 Terasse Dr Nw, Poulsbo, WA?

20645 Terasse Dr Nw, Poulsbo, WA is assigned to Vinland Elementary School (elementary), rated B+; North Kitsap High School (high), rated A-; Poulsbo Middle School (middle), rated B. All sit in North Kitsap School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20645 Terasse Dr Nw, Poulsbo, WA compare to other homes in Poulsbo 98370?

Among the 12,004 homes in Poulsbo 98370, it is worth more than 28% of them ($566,355 against a typical $662,533), its price per square foot is higher than 17% of them ($277 against a typical $337), it is bigger than 56% of them (2,044 ft² against a typical 1,918 ft²), its lot is bigger than 14% of them (0.17 ac against a typical 0.49 ac) and it is newer than 45% of them (1990 against a typical 1992). Measured against all of Kitsap County, it is worth more than 48% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20645 Terasse Dr Nw, Poulsbo, WA?

The 2026 property tax bill for 20645 Terasse Dr Nw, Poulsbo, WA was $4,898. The county assessed it at $532,780.

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