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Single Family ResidenceResidential
$276,024$212 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $149,300 on Jan 30, 2018

20680 RUBY ST

WALLER, TX 77484
0
Baths
1,300 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.32 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$276K
$256K low$296K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$149,300 · Jan 30, 2018
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$128,741
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$102,993
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.55%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$147,283
GEORGETOWN MORTGAGE INC · recorded Jan 30, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,960 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$193,780 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$176,164
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$268,180

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.60
37
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
53
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
99
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
58
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
54
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.A-Frame
CountyWALLER
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2006
Lot (acres)The size of the land the home sits on, from county records.0.32
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 100 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Herman T. Jones Elementary SchoolC
Elementary · Grades PK–5 · 1.2 mi
H
Waller High SchoolC-
High · Grades 9–12 · 3.2 mi
M
Schultz Junior High SchoolC+
Middle · Grades 6–8 · 3.9 mi

District: Waller Independent School District

Neighborhood · ZIP 77484These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.18

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.15,431
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.104 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,092
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$95,681
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20680 Ruby St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 71% of homes in Waller 77484
  • Costs more per square foot than 73% of homes in Waller County
  • Smaller than 79% of homes in Waller County
  • Has a smaller lot than 74% of homes in Waller 77484

What homes are worth in Waller 77484

Each bar is how many homes fall in that price range. The marker is this home.

This home
$108K$1.2M

This home is worth more than 29% of homes in Waller 77484.

How it measures up in Waller 77484

The dot is this home. The mark in the middle is the typical home in Waller 77484.

Estimated value$276,024
CheaperTypical $375,100Pricier

Pricier than 29% of homes nearby

Price per ft²$212
CheaperTypical $207Pricier

Pricier than 53% of homes nearby

Living area1,300 ft²
SmallerTypical 1,866 ft²Bigger

Bigger than 26% of homes nearby

Lot size0.32 ac
SmallerTypical 1.27 acBigger

Bigger than 26% of homes nearby

Year built2005
OlderTypical 2004Newer

Newer than 53% of homes nearby

How 20680 Ruby St ranks against every home in each area.
MeasureThis homeWaller 77484Waller County
Estimated valuepricier than$276,02429% of homes30% of homes
Price per ft²pricier than$21253% of homes73% of homes
Living areabigger than1,300 ft²26% of homes21% of homes
Lot sizebigger than0.32 ac26% of homes47% of homes
Year builtnewer than200553% of homes42% of homes

About 20680 Ruby St

How much is 20680 Ruby St, Waller, TX worth?

The TopHap Estimate for 20680 Ruby St, Waller, TX is $276,024 as of Jul 14, 2026. The likely range is $255,567 to $296,481. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20680 Ruby St, Waller, TX last sell?

20680 Ruby St, Waller, TX last sold on Jan 30, 2018 for $149,300, according to the county's recorded deed.

How big is 20680 Ruby St, Waller, TX?

20680 Ruby St, Waller, TX has 1,300 square feet of living space and a 0.32-acre lot.

When was 20680 Ruby St, Waller, TX built?

20680 Ruby St, Waller, TX was built in 2005, making it 21 years old. It is a a-frame home. The building has 1 story.

What schools serve 20680 Ruby St, Waller, TX?

20680 Ruby St, Waller, TX is assigned to Herman T. Jones Elementary School (elementary), rated C; Waller High School (high), rated C-; Schultz Junior High School (middle), rated C+. All sit in Waller Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20680 Ruby St, Waller, TX compare to other homes in Waller 77484?

Among the 6,746 homes in Waller 77484, it is worth more than 29% of them ($276,024 against a typical $375,100), its price per square foot is higher than 53% of them ($212 against a typical $207), it is bigger than 26% of them (1,300 ft² against a typical 1,866 ft²), its lot is bigger than 26% of them (0.32 ac against a typical 1.27 ac) and it is newer than 53% of them (2005 against a typical 2004). Measured against all of Waller County, it is worth more than 30% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20680 Ruby St, Waller, TX?

The 2025 property tax bill for 20680 Ruby St, Waller, TX was $2,960. The county assessed it at $193,780.

Closest homes

More homes in Waller 77484

Assigned schools

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