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Seasonal, Cabin, Vacation ResidenceResidential

20686 ELMWAY RD

RICHMOND, MN 56368
4
Beds
1.5
Baths
1,020 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.56 ac
Lot SizeThe size of the land the home sits on, from county records.
1964
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,148 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$379,900 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$202,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$177,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$374,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$379,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.50
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
24
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
49
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
22
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Seasonal, Cabin, Vacation Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountySTEARNS
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1978
Lot (acres)The size of the land the home sits on, from county records.0.56
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 120 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Eden Valley Elementary SchoolA
Elementary · Grades KG–6 · 6.7 mi
M
Eden Valley Secondary SchoolA
Middle · Grades 7–12 · 7.0 mi

District: Eden Valley-Watkins School District

Neighborhood · ZIP 56368These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.133
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.13

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.77%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.5,297
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.69 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,544
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,517
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.28 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20686 Elmway Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Smaller than 83% of homes in Stearns County
  • Older than 75% of homes in Richmond 56368

How it measures up in Richmond 56368

The dot is this home. The mark in the middle is the typical home in Richmond 56368.

Living area1,020 ft²
SmallerTypical 1,298 ft²Bigger

Bigger than 26% of homes nearby

Lot size0.56 ac
SmallerTypical 0.55 acBigger

Bigger than 51% of homes nearby

Year built1964
OlderTypical 1979Newer

Newer than 25% of homes nearby

How 20686 Elmway Rd ranks against every home in each area.
MeasureThis homeRichmond 56368Stearns County
Living areabigger than1,020 ft²26% of homes17% of homes
Lot sizebigger than0.56 ac51% of homes62% of homes
Year builtnewer than196425% of homes29% of homes

About 20686 Elmway Rd

When did 20686 Elmway Rd, Richmond, MN last sell?

20686 Elmway Rd, Richmond, MN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 20686 Elmway Rd, Richmond, MN?

20686 Elmway Rd, Richmond, MN has 4 bedrooms, 1.5 bathrooms, 1,020 square feet of living space and a 0.56-acre lot.

When was 20686 Elmway Rd, Richmond, MN built?

20686 Elmway Rd, Richmond, MN was built in 1964, making it 62 years old. It is a ranch home. The building has 1 story.

What schools serve 20686 Elmway Rd, Richmond, MN?

20686 Elmway Rd, Richmond, MN is assigned to Eden Valley Elementary School (elementary), rated A; Eden Valley Secondary School (middle), rated A. All sit in Eden Valley-Watkins School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20686 Elmway Rd, Richmond, MN compare to other homes in Richmond 56368?

Among the 2,823 homes in Richmond 56368, it is bigger than 26% of them (1,020 ft² against a typical 1,298 ft²), its lot is bigger than 51% of them (0.56 ac against a typical 0.55 ac) and it is newer than 25% of them (1964 against a typical 1979). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20686 Elmway Rd, Richmond, MN?

The 2026 property tax bill for 20686 Elmway Rd, Richmond, MN was $3,148. The county assessed it at $379,900.

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