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Single Family ResidenceResidential
$569,202$334 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $282,500 on Feb 15, 2006

20686 LIBERTY LN

BEND, OR 97701
3
Beds
2
Baths
1,704 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
2001
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$569K
$547K low$591K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$282,500 · Feb 15, 2006
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$352,702
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$282,162
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.37%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$216,500
CHURCHILL MORTGAGE CORP · recorded Jan 27, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,692 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$218,490 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$212,130
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$577,900

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDeschutes
Lot (acres)The size of the land the home sits on, from county records.0.18
HeatingThe type of heating system in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 216 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lava Ridge Elementary SchoolB
Elementary · Grades KG–5 · 0.6 mi
M
Sky View Middle SchoolB
Middle · Grades 6–8 · 0.7 mi
H
Mountain View High SchoolB+
High · Grades 9–12 · 1.9 mi

District: Bend-la Pine Administrative School District 1

Neighborhood · ZIP 97701These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.96
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.114
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.81

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.47,791
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.105 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$81,481
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,697
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.11 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20686 Liberty Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 67% of homes in Boyd Acres
  • Costs less per square foot than 70% of homes in Deschutes County
  • Has a bigger lot than 70% of homes in Boyd Acres
  • Older than 69% of homes in Boyd Acres

What homes are worth in Bend 97701

Each bar is how many homes fall in that price range. The marker is this home.

This home
$334K$1.6M

This home is worth more than 40% of homes in Bend 97701.

How it measures up in Bend 97701

The dot is this home. The mark in the middle is the typical home in Bend 97701.

Estimated value$569,202
CheaperTypical $597,243Pricier

Pricier than 40% of homes nearby

Price per ft²$334
CheaperTypical $369Pricier

Pricier than 32% of homes nearby

Living area1,704 ft²
SmallerTypical 1,713 ft²Bigger

Bigger than 50% of homes nearby

Lot size0.18 ac
SmallerTypical 0.17 acBigger

Bigger than 55% of homes nearby

Year built2001
OlderTypical 1998Newer

Newer than 60% of homes nearby

How 20686 Liberty Ln ranks against every home in each area.
MeasureThis homeBoyd AcresBend 97701Deschutes County
Estimated valuepricier than$569,20233% of homes40% of homes34% of homes
Price per ft²pricier than$33441% of homes32% of homes30% of homes
Living areabigger than1,704 ft²42% of homes50% of homes44% of homes
Lot sizebigger than0.18 ac70% of homes55% of homes39% of homes
Year builtnewer than200131% of homes60% of homes56% of homes

About 20686 Liberty Ln

How much is 20686 Liberty Ln, Bend, OR worth?

The TopHap Estimate for 20686 Liberty Ln, Bend, OR is $569,202 as of Jul 14, 2026. The likely range is $546,945 to $591,459. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20686 Liberty Ln, Bend, OR last sell?

20686 Liberty Ln, Bend, OR last sold on Feb 15, 2006 for $282,500, according to the county's recorded deed.

How big is 20686 Liberty Ln, Bend, OR?

20686 Liberty Ln, Bend, OR has 3 bedrooms, 2 bathrooms, 1,704 square feet of living space and a 0.18-acre lot.

When was 20686 Liberty Ln, Bend, OR built?

20686 Liberty Ln, Bend, OR was built in 2001, making it 25 years old. The building has 1 story.

What schools serve 20686 Liberty Ln, Bend, OR?

20686 Liberty Ln, Bend, OR is assigned to Lava Ridge Elementary School (elementary), rated B; Sky View Middle School (middle), rated B; Mountain View High School (high), rated B+. All sit in Bend-la Pine Administrative School District 1. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20686 Liberty Ln, Bend, OR compare to other homes in Bend 97701?

Among the 13,857 homes in Bend 97701, it is worth more than 40% of them ($569,202 against a typical $597,243), its price per square foot is higher than 32% of them ($334 against a typical $369), it is bigger than 50% of them (1,704 ft² against a typical 1,713 ft²), its lot is bigger than 55% of them (0.18 ac against a typical 0.17 ac) and it is newer than 60% of them (2001 against a typical 1998). Measured against all of Deschutes County, it is worth more than 34% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20686 Liberty Ln, Bend, OR?

The 2025 property tax bill for 20686 Liberty Ln, Bend, OR was $3,692. The county assessed it at $218,490.

Closest homes

More homes in Bend 97701

Assigned schools

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