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Single Family ResidentialResidential
$71,048$94 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 63How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

207 SPENCER ST

SPINDALE, NC 28160
3
Beds
1
Baths
758 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.51 ac
Lot SizeThe size of the land the home sits on, from county records.
1918
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$71K
$45K low$97K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,076 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$73,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$12,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$61,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$73,500

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyRUTHERFORD
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1966
Lot (acres)The size of the land the home sits on, from county records.0.51
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Electric
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 210 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Spindale Elementary SchoolC-
Elementary · Grades PK–5 · 0.4 mi
M
R-S Middle SchoolC+
Middle · Grades 6–8 · 1.1 mi
H
Rutherford Early College High SchoolA-
High · Grades 9–12 · 1.9 mi

District: Rutherford County Schools

Neighborhood · ZIP 28160These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.83

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.3,390
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.616 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$41,126
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$72,287
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

207 Spencer St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 95% of homes in Rutherford County
  • Costs less per square foot than 85% of homes in Rutherford County
  • Smaller than 96% of homes in Rutherford County
  • Has a bigger lot than 72% of homes in Spindale 28160
  • Older than 96% of homes in Rutherford County

What homes are worth in Spindale 28160

Each bar is how many homes fall in that price range. The marker is this home.

This home
$34K$390K

This home is worth more than 14% of homes in Spindale 28160.

How it measures up in Spindale 28160

The dot is this home. The mark in the middle is the typical home in Spindale 28160.

Estimated value$71,048
CheaperTypical $133,250Pricier

Pricier than 14% of homes nearby

Price per ft²$94
CheaperTypical $110Pricier

Pricier than 35% of homes nearby

Living area758 ft²
SmallerTypical 1,196 ft²Bigger

Bigger than 5% of homes nearby

Lot size0.51 ac
SmallerTypical 0.34 acBigger

Bigger than 72% of homes nearby

Year built1918
OlderTypical 1950Newer

Newer than 7% of homes nearby

How 207 Spencer St ranks against every home in each area.
MeasureThis homeSpindale 28160Rutherford County
Estimated valuepricier than$71,04814% of homes5% of homes
Price per ft²pricier than$9435% of homes15% of homes
Living areabigger than758 ft²5% of homes4% of homes
Lot sizebigger than0.51 ac72% of homes28% of homes
Year builtnewer than19187% of homes4% of homes

About 207 Spencer St

How much is 207 Spencer St, Spindale, NC worth?

The TopHap Estimate for 207 Spencer St, Spindale, NC is $71,048 as of Oct 21, 2026. The likely range is $44,865 to $97,231. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 207 Spencer St, Spindale, NC last sell?

207 Spencer St, Spindale, NC last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 207 Spencer St, Spindale, NC?

207 Spencer St, Spindale, NC has 3 bedrooms, 1 bathrooms, 758 square feet of living space and a 0.51-acre lot.

When was 207 Spencer St, Spindale, NC built?

207 Spencer St, Spindale, NC was built in 1918, making it 108 years old. The building has 1 story.

What schools serve 207 Spencer St, Spindale, NC?

207 Spencer St, Spindale, NC is assigned to Spindale Elementary School (elementary), rated C-; R-S Middle School (middle), rated C+; Rutherford Early College High School (high), rated A-. All sit in Rutherford County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 207 Spencer St, Spindale, NC compare to other homes in Spindale 28160?

Among the 1,585 homes in Spindale 28160, it is worth more than 14% of them ($71,048 against a typical $133,250), its price per square foot is higher than 35% of them ($94 against a typical $110), it is bigger than 5% of them (758 ft² against a typical 1,196 ft²), its lot is bigger than 72% of them (0.51 ac against a typical 0.34 ac) and it is newer than 7% of them (1918 against a typical 1950). Measured against all of Rutherford County, it is worth more than 5% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 207 Spencer St, Spindale, NC?

The 2025 property tax bill for 207 Spencer St, Spindale, NC was $1,076. The county assessed it at $73,500.

More homes on Spencer St

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