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Rural ResidenceResidential
$283,804
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

20728 STATE ROUTE W

COSBY, MO 64436
0
Baths
66.22 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$284K
$249K low$319K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$315 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$5,330 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,580
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$1,750
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$5,330
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$44,340

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
44
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
75
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
60
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
14
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyAndrew
Lot (acres)The size of the land the home sits on, from county records.66.22

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Avenue City Elementary SchoolA
Elementary · Grades PK–8 · 1.9 mi

District: Avenue City R-Ix School District

Neighborhood · ZIP 64436These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.40
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.135
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.24

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.814
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.25 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$100,965
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$134,943
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20728 State Route W measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a bigger lot than 90% of homes in Andrew County

What homes are worth in Cosby 64436

Each bar is how many homes fall in that price range. The marker is this home.

This home
$80K$778K

This home is worth more than 37% of homes in Cosby 64436.

How it measures up in Cosby 64436

The dot is this home. The mark in the middle is the typical home in Cosby 64436.

Estimated value$283,804
CheaperTypical $342,271Pricier

Pricier than 37% of homes nearby

Lot size66.22 ac
SmallerTypical 4 acBigger

Bigger than 85% of homes nearby

How 20728 State Route W ranks against every home in each area.
MeasureThis homeCosby 64436Andrew County
Estimated valuepricier than$283,80437% of homes49% of homes
Lot sizebigger than66.22 ac85% of homes90% of homes

About 20728 State Route W

How much is 20728 State Route W, Cosby, MO worth?

The TopHap Estimate for 20728 State Route W, Cosby, MO is $283,804 as of Sep 24, 2026. The likely range is $248,836 to $318,772. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

What schools serve 20728 State Route W, Cosby, MO?

20728 State Route W, Cosby, MO is assigned to Avenue City Elementary School (elementary), rated A. All sit in Avenue City R-Ix School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20728 State Route W, Cosby, MO compare to other homes in Cosby 64436?

Among the 354 homes in Cosby 64436, it is worth more than 37% of them ($283,804 against a typical $342,271) and its lot is bigger than 85% of them (66.22 ac against a typical 4 ac). Measured against all of Andrew County, it is worth more than 49% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20728 State Route W, Cosby, MO?

The 2024 property tax bill for 20728 State Route W, Cosby, MO was $315. The county assessed it at $5,330.

Closest homes

More homes in Cosby 64436

Assigned schools

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