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Single Family ResidenceResidential
$425,541$200 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $426,888 on Sep 4, 2025

20735 CACTUS LAKE LN

RICHMOND, TX 77407
3
Beds
2
Baths
2,130 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
2015
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$426K
$401K low$450K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$426,888 · Sep 4, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,901 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$398,102 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$106,070
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$325,743
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$361,911
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$431,813

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.23 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFORT BEND
Lot (acres)The size of the land the home sits on, from county records.0.25
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
ViewThe type of view from the property, or another feature of the site that affects value.Interior
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 396 ft²Porch · 179 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
David Crockett Middle SchoolB+
Middle · Grades 6–8 · 0.9 mi
E
Juan Seguin Elementary SchoolC+
Elementary · Grades PK–5 · 1.6 mi
H
George Bush High SchoolC-
High · Grades 9–12 · 3.7 mi

District: Fort Bend Independent School District

Neighborhood · ZIP 77407These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.69
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.35%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.87,060
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,483 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$106,416
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$131,989
Average tempThe average temperature here across a full year.69°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20735 Cactus Lake Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 93% of homes in Richmond 77407
  • Smaller than 71% of homes in Richmond 77407
  • Has a bigger lot than 91% of homes in Richmond 77407
  • Newer than 76% of homes in Fort Bend County

What homes are worth in Richmond 77407

Each bar is how many homes fall in that price range. The marker is this home.

This home
$268K$910K

This home is worth more than 60% of homes in Richmond 77407.

How it measures up in Richmond 77407

The dot is this home. The mark in the middle is the typical home in Richmond 77407.

Estimated value$425,541
CheaperTypical $385,717Pricier

Pricier than 60% of homes nearby

Price per ft²$200
CheaperTypical $165Pricier

Pricier than 93% of homes nearby

Living area2,130 ft²
SmallerTypical 2,512 ft²Bigger

Bigger than 29% of homes nearby

Lot size0.25 ac
SmallerTypical 0.16 acBigger

Bigger than 91% of homes nearby

Year built2015
OlderTypical 2013Newer

Newer than 66% of homes nearby

How 20735 Cactus Lake Ln ranks against every home in each area.
MeasureThis homeRichmond 77407Fort Bend County
Estimated valuepricier than$425,54160% of homes59% of homes
Price per ft²pricier than$20093% of homes86% of homes
Living areabigger than2,130 ft²29% of homes36% of homes
Lot sizebigger than0.25 ac91% of homes79% of homes
Year builtnewer than201566% of homes76% of homes

About 20735 Cactus Lake Ln

How much is 20735 Cactus Lake Ln, Richmond, TX worth?

The TopHap Estimate for 20735 Cactus Lake Ln, Richmond, TX is $425,541 as of Sep 24, 2026. The likely range is $401,420 to $449,662. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20735 Cactus Lake Ln, Richmond, TX last sell?

20735 Cactus Lake Ln, Richmond, TX last sold on Sep 4, 2025 for $426,888, according to the county's recorded deed.

How big is 20735 Cactus Lake Ln, Richmond, TX?

20735 Cactus Lake Ln, Richmond, TX has 3 bedrooms, 2 bathrooms, 2,130 square feet of living space and a 0.25-acre lot.

When was 20735 Cactus Lake Ln, Richmond, TX built?

20735 Cactus Lake Ln, Richmond, TX was built in 2015, making it 11 years old. The building has 1 story.

What schools serve 20735 Cactus Lake Ln, Richmond, TX?

20735 Cactus Lake Ln, Richmond, TX is assigned to David Crockett Middle School (middle), rated B+; Juan Seguin Elementary School (elementary), rated C+; George Bush High School (high), rated C-. All sit in Fort Bend Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20735 Cactus Lake Ln, Richmond, TX compare to other homes in Richmond 77407?

Among the 23,942 homes in Richmond 77407, it is worth more than 60% of them ($425,541 against a typical $385,717), its price per square foot is higher than 93% of them ($200 against a typical $165), it is bigger than 29% of them (2,130 ft² against a typical 2,512 ft²), its lot is bigger than 91% of them (0.25 ac against a typical 0.16 ac) and it is newer than 66% of them (2015 against a typical 2013). Measured against all of Fort Bend County, it is worth more than 59% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20735 Cactus Lake Ln, Richmond, TX?

The 2024 property tax bill for 20735 Cactus Lake Ln, Richmond, TX was $6,901. The county assessed it at $398,102.

More homes on Cactus Lake Ln

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