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Single Family ResidenceResidential
$165,745$269 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

20787 RATTLESNAKE RD

COWGILL, MO 64637
2
Beds
1
Baths
616 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
69.8 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$166K
$153K low$179K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$458 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$6,780 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,330
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$4,450
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$6,780
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$42,120

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.61
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
46
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
76
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
68
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
17
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyRay
Lot (acres)The size of the land the home sits on, from county records.69.80
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 480 ft²Porch · 196 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Polo Elementary SchoolC+
Elementary · Grades PK–4 · 8.1 mi
H
Polo High SchoolD+
High · Grades 9–12 · 8.1 mi
M
Polo Middle SchoolD
Middle · Grades 5–8 · 8.1 mi

District: Polo R-Vii School District

Neighborhood · ZIP 64637These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.22

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.655
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.8 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$66,539
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,358
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20787 Rattlesnake Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 69% of homes in Cowgill 64637
  • Among the highest price per square foot in Ray County
  • Among the smallest homes in Ray County
  • Has a bigger lot than 95% of homes in Ray County
  • Older than 78% of homes in Ray County

What homes are worth in Cowgill 64637

Each bar is how many homes fall in that price range. The marker is this home.

This home
$90K$790K

This home is worth more than 31% of homes in Cowgill 64637.

How it measures up in Cowgill 64637

The dot is this home. The mark in the middle is the typical home in Cowgill 64637.

Estimated value$165,745
CheaperTypical $245,041Pricier

Pricier than 31% of homes nearby

Price per ft²$269
CheaperTypical $171Pricier

Pricier than 76% of homes nearby

Living area616 ft²
SmallerTypical 1,406 ft²Bigger

Bigger than 2% of homes nearby

Lot size69.8 ac
SmallerTypical 14.47 acBigger

Bigger than 70% of homes nearby

Year built1940
OlderTypical 1966Newer

Newer than 42% of homes nearby

How 20787 Rattlesnake Rd ranks against every home in each area.
MeasureThis homeCowgill 64637Ray County
Estimated valuepricier than$165,74531% of homes42% of homes
Price per ft²pricier than$26976% of homesalmost all homes
Living areabigger than616 ft²2% of homesalmost no homes
Lot sizebigger than69.8 ac70% of homes95% of homes
Year builtnewer than194042% of homes22% of homes

About 20787 Rattlesnake Rd

How much is 20787 Rattlesnake Rd, Cowgill, MO worth?

The TopHap Estimate for 20787 Rattlesnake Rd, Cowgill, MO is $165,745 as of Aug 30, 2026. The likely range is $152,783 to $178,707. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 20787 Rattlesnake Rd, Cowgill, MO?

20787 Rattlesnake Rd, Cowgill, MO has 2 bedrooms, 1 bathrooms, 616 square feet of living space and a 69.80-acre lot.

When was 20787 Rattlesnake Rd, Cowgill, MO built?

20787 Rattlesnake Rd, Cowgill, MO was built in 1940, making it 86 years old. The building has 1 story.

What schools serve 20787 Rattlesnake Rd, Cowgill, MO?

20787 Rattlesnake Rd, Cowgill, MO is assigned to Polo Elementary School (elementary), rated C+; Polo High School (high), rated D+; Polo Middle School (middle), rated D. All sit in Polo R-Vii School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20787 Rattlesnake Rd, Cowgill, MO compare to other homes in Cowgill 64637?

Among the 364 homes in Cowgill 64637, it is worth more than 31% of them ($165,745 against a typical $245,041), its price per square foot is higher than 76% of them ($269 against a typical $171), it is bigger than 2% of them (616 ft² against a typical 1,406 ft²), its lot is bigger than 70% of them (69.8 ac against a typical 14.47 ac) and it is newer than 42% of them (1940 against a typical 1966). Measured against all of Ray County, it is worth more than 42% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20787 Rattlesnake Rd, Cowgill, MO?

The 2024 property tax bill for 20787 Rattlesnake Rd, Cowgill, MO was $458. The county assessed it at $6,780.

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