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Single Family ResidenceResidential
$643,161$247 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $640,000 on Jun 30, 2026

20790 LAKE RD

ROCKY RIVER, OH 44116
4
Beds
2.5
Baths
2,608 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1975
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$643K
$601K low$686K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$640,000 · Jun 30, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$443,161
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$354,529
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.31%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$200,000
CITIZENS BK · recorded Jul 14, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,273 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$196,595 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$39,305
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$157,290
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$561,700

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyCUYAHOGA
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1983
Lot (acres)The size of the land the home sits on, from county records.0.25
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Traffic
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 165 ft²Porch · 120 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Rocky River Middle SchoolA-
Middle · Grades 6–8 · 0.6 mi
H
Rocky River High SchoolA
High · Grades 9–12 · 0.7 mi
E
Goldwood Primary Elementary School
Elementary · Grades KG–2 · 1.6 mi

District: Rocky River City School District

Neighborhood · ZIP 44116These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.52
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.45

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.35%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.22,175
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,833 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$95,664
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$137,557
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20790 Lake Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Cuyahoga County
  • Costs more per square foot than 93% of homes in Cuyahoga County
  • Bigger than 87% of homes in Cuyahoga County
  • Has a bigger lot than 65% of homes in Cuyahoga County
  • Newer than 85% of homes in Rocky River 44116

What homes are worth in Rocky River 44116

Each bar is how many homes fall in that price range. The marker is this home.

This home
$105K$1.7M

This home is worth more than 84% of homes in Rocky River 44116.

How it measures up in Rocky River 44116

The dot is this home. The mark in the middle is the typical home in Rocky River 44116.

Estimated value$643,161
CheaperTypical $420,973Pricier

Pricier than 84% of homes nearby

Price per ft²$247
CheaperTypical $236Pricier

Pricier than 56% of homes nearby

Living area2,608 ft²
SmallerTypical 1,762 ft²Bigger

Bigger than 84% of homes nearby

Lot size0.25 ac
SmallerTypical 0.23 acBigger

Bigger than 56% of homes nearby

Year built1975
OlderTypical 1957Newer

Newer than 85% of homes nearby

How 20790 Lake Rd ranks against every home in each area.
MeasureThis homeRocky River 44116Cuyahoga County
Estimated valuepricier than$643,16184% of homes95% of homes
Price per ft²pricier than$24756% of homes93% of homes
Living areabigger than2,608 ft²84% of homes87% of homes
Lot sizebigger than0.25 ac56% of homes65% of homes
Year builtnewer than197585% of homes81% of homes

About 20790 Lake Rd

How much is 20790 Lake Rd, Rocky River, OH worth?

The TopHap Estimate for 20790 Lake Rd, Rocky River, OH is $643,161 as of Jul 14, 2026. The likely range is $600,501 to $685,821. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20790 Lake Rd, Rocky River, OH last sell?

20790 Lake Rd, Rocky River, OH last sold on Jun 30, 2026 for $640,000, according to the county's recorded deed.

How big is 20790 Lake Rd, Rocky River, OH?

20790 Lake Rd, Rocky River, OH has 4 bedrooms, 2.5 bathrooms, 2,608 square feet of living space and a 0.25-acre lot.

When was 20790 Lake Rd, Rocky River, OH built?

20790 Lake Rd, Rocky River, OH was built in 1975, making it 51 years old. It is a colonial home. The building has 2 stories.

What schools serve 20790 Lake Rd, Rocky River, OH?

20790 Lake Rd, Rocky River, OH is assigned to Rocky River Middle School (middle), rated A-; Rocky River High School (high), rated A; Goldwood Primary Elementary School (elementary). All sit in Rocky River City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20790 Lake Rd, Rocky River, OH compare to other homes in Rocky River 44116?

Among the 8,139 homes in Rocky River 44116, it is worth more than 84% of them ($643,161 against a typical $420,973), its price per square foot is higher than 56% of them ($247 against a typical $236), it is bigger than 84% of them (2,608 ft² against a typical 1,762 ft²), its lot is bigger than 56% of them (0.25 ac against a typical 0.23 ac) and it is newer than 85% of them (1975 against a typical 1957). Measured against all of Cuyahoga County, it is worth more than 95% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20790 Lake Rd, Rocky River, OH?

The 2025 property tax bill for 20790 Lake Rd, Rocky River, OH was $10,273. The county assessed it at $196,595.

More homes on Lake Rd

Closest homes

More homes in Rocky River 44116

Assigned schools

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