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Rural ResidenceResidential
$675,532$284 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

20845 WELCH RD

RICHARDS, TX 77873
3 / 1
Baths
2,376 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
12.27 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$676K
$613K low$738K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$525,532
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$420,426
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.20%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$150,000
FIRST FINANCIAL BANK NA · recorded Dec 4, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,336 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$453,980 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$412,709
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$503,387

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.35 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.''

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyMontgomery
Lot (acres)The size of the land the home sits on, from county records.12.27
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 254 ft²Porch · 486 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Richards High SchoolB-
Elementary · Grades PK–12 · 4.3 mi

District: Richards Independent School District

Neighborhood · ZIP 77873These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.135
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.1,830
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.22 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$87,070
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$95,752
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20845 Welch Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Richards 77873
  • Costs more per square foot than 91% of homes in Montgomery County
  • Bigger than 84% of homes in Richards 77873
  • Among the largest lots in Montgomery County

What homes are worth in Richards 77873

Each bar is how many homes fall in that price range. The marker is this home.

This home
$84K$1.4M

This home is worth more than 88% of homes in Richards 77873.

How it measures up in Richards 77873

The dot is this home. The mark in the middle is the typical home in Richards 77873.

Estimated value$675,532
CheaperTypical $335,514Pricier

Pricier than 88% of homes nearby

Price per ft²$284
CheaperTypical $229Pricier

Pricier than 80% of homes nearby

Living area2,376 ft²
SmallerTypical 1,564 ft²Bigger

Bigger than 84% of homes nearby

Lot size12.27 ac
SmallerTypical 1.95 acBigger

Bigger than 93% of homes nearby

Year built2002
OlderTypical 1997Newer

Newer than 61% of homes nearby

How 20845 Welch Rd ranks against every home in each area.
MeasureThis homeRichards 77873Montgomery County
Estimated valuepricier than$675,53288% of homes82% of homes
Price per ft²pricier than$28480% of homes91% of homes
Living areabigger than2,376 ft²84% of homes62% of homes
Lot sizebigger than12.27 ac93% of homesalmost all homes
Year builtnewer than200261% of homes45% of homes

About 20845 Welch Rd

How much is 20845 Welch Rd, Richards, TX worth?

The TopHap Estimate for 20845 Welch Rd, Richards, TX is $675,532 as of Jul 14, 2026. The likely range is $613,496 to $737,568. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20845 Welch Rd, Richards, TX last sell?

20845 Welch Rd, Richards, TX last sold on Oct 25, 2017, according to the county's recorded deed.

How big is 20845 Welch Rd, Richards, TX?

20845 Welch Rd, Richards, TX has 3 bathrooms, 2,376 square feet of living space and a 12.27-acre lot.

When was 20845 Welch Rd, Richards, TX built?

20845 Welch Rd, Richards, TX was built in 2002, making it 24 years old. The building has 2 stories.

What schools serve 20845 Welch Rd, Richards, TX?

20845 Welch Rd, Richards, TX is assigned to Richards High School (elementary), rated B-. All sit in Richards Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20845 Welch Rd, Richards, TX compare to other homes in Richards 77873?

Among the 698 homes in Richards 77873, it is worth more than 88% of them ($675,532 against a typical $335,514), its price per square foot is higher than 80% of them ($284 against a typical $229), it is bigger than 84% of them (2,376 ft² against a typical 1,564 ft²), its lot is bigger than 93% of them (12.27 ac against a typical 1.95 ac) and it is newer than 61% of them (2002 against a typical 1997). Measured against all of Montgomery County, it is worth more than 82% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20845 Welch Rd, Richards, TX?

The 2024 property tax bill for 20845 Welch Rd, Richards, TX was $4,336. The county assessed it at $453,980.

Closest homes

More homes in Richards 77873

Assigned schools

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