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Rural ResidenceResidential
$127,897$52 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

2085 485TH ST

SIOUX RAPIDS, IA 50585
4
Beds
1
Baths
2,473 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
20 ac
Lot SizeThe size of the land the home sits on, from county records.
1917
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$128K
$101K low$155K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$37,897
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$30,318
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.64%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$90,000
NORTHWEST BANK · recorded Aug 27, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,732 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$202,250 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$47,420
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$154,830
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$155,630
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$202,250

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
53
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
24
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
66
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
50
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
40
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.17 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyClay
Lot (acres)The size of the land the home sits on, from county records.20.00
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 172 ft²Patio · 330 ft²Porch · 240 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Sioux Central Elementary SchoolC-
Elementary · Grades PK–5 · 5.0 mi
M
Sioux Central Middle SchoolB-
Middle · Grades 7–8 · 5.0 mi
H
Sioux Central High SchoolD
High · Grades 9–12 · 5.0 mi

District: Sioux Central Community School District

Neighborhood · ZIP 50585These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.148
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.18

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.1,248
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.19 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$66,779
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,008
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2085 485th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 91% of homes in Sioux Rapids 50585
  • Bigger than 93% of homes in Clay County
  • Has a bigger lot than 94% of homes in Clay County
  • Older than 77% of homes in Clay County

What homes are worth in Sioux Rapids 50585

Each bar is how many homes fall in that price range. The marker is this home.

This home
$44K$395K

This home is worth more than 49% of homes in Sioux Rapids 50585.

How it measures up in Sioux Rapids 50585

The dot is this home. The mark in the middle is the typical home in Sioux Rapids 50585.

Estimated value$127,897
CheaperTypical $131,721Pricier

Pricier than 49% of homes nearby

Price per ft²$52
CheaperTypical $88Pricier

Pricier than 9% of homes nearby

Living area2,473 ft²
SmallerTypical 1,471 ft²Bigger

Bigger than 91% of homes nearby

Lot size20 ac
SmallerTypical 0.4 acBigger

Bigger than 90% of homes nearby

Year built1917
OlderTypical 1920Newer

Newer than 46% of homes nearby

How 2085 485th St ranks against every home in each area.
MeasureThis homeSioux Rapids 50585Clay County
Estimated valuepricier than$127,89749% of homes48% of homes
Price per ft²pricier than$529% of homes14% of homes
Living areabigger than2,473 ft²91% of homes93% of homes
Lot sizebigger than20 ac90% of homes94% of homes
Year builtnewer than191746% of homes23% of homes

About 2085 485th St

How much is 2085 485th St, Sioux Rapids, IA worth?

The TopHap Estimate for 2085 485th St, Sioux Rapids, IA is $127,897 as of Jul 14, 2026. The likely range is $101,167 to $154,627. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 2085 485th St, Sioux Rapids, IA?

2085 485th St, Sioux Rapids, IA has 4 bedrooms, 1 bathrooms, 2,473 square feet of living space and a 20.00-acre lot.

When was 2085 485th St, Sioux Rapids, IA built?

2085 485th St, Sioux Rapids, IA was built in 1917, making it 109 years old. The building has 2 stories.

What schools serve 2085 485th St, Sioux Rapids, IA?

2085 485th St, Sioux Rapids, IA is assigned to Sioux Central Elementary School (elementary), rated C-; Sioux Central Middle School (middle), rated B-; Sioux Central High School (high), rated D. All sit in Sioux Central Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2085 485th St, Sioux Rapids, IA compare to other homes in Sioux Rapids 50585?

Among the 546 homes in Sioux Rapids 50585, it is worth more than 49% of them ($127,897 against a typical $131,721), its price per square foot is higher than 9% of them ($52 against a typical $88), it is bigger than 91% of them (2,473 ft² against a typical 1,471 ft²), its lot is bigger than 90% of them (20 ac against a typical 0.4 ac) and it is newer than 46% of them (1917 against a typical 1920). Measured against all of Clay County, it is worth more than 48% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2085 485th St, Sioux Rapids, IA?

The 2024 property tax bill for 2085 485th St, Sioux Rapids, IA was $1,732. The county assessed it at $202,250.

More homes on 485th St

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Assigned schools

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