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Single Family ResidenceResidential
$714,309$336 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $475,000 on Sep 28, 2021

20856 SW 89TH PL

CUTLER BAY, FL 33189
3
Beds
2
Baths
2,128 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
2004
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$714K
$683K low$745K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$475,000 · Sep 28, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,747 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$549,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$190,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$359,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$553,953
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$549,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.83 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.100%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMIAMI-DADE
Lot (acres)The size of the land the home sits on, from county records.0.12
PoolWhether the property has a pool, and what kind, such as in-ground.Pool W/Hot Tub/Spa
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 740 ft²Porch · 28 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Dr. Edward L. Whigham Elementary SchoolB-
Elementary · Grades PK–5 · 0.7 mi
M
Cutler Bay Academy of Advanced Studies, Cutler Ridge CampusD+
Middle · Grades 6–8 · 1.2 mi
H
Miami Southridge Senior High SchoolD+
High · Grades 9–12 · 2.6 mi

District: Dade County School District

Neighborhood · ZIP 33189These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.67
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.8

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.27,780
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,376 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,208
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,395
Average tempThe average temperature here across a full year.75°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.70%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20856 Sw 89th Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Lakes by the Bay
  • Costs more per square foot than 88% of homes in Lakes by the Bay
  • Bigger than 86% of homes in Miami 33189
  • Has a smaller lot than 76% of homes in Miami 33189
  • Newer than 88% of homes in Miami 33189

What homes are worth in Miami 33189

Each bar is how many homes fall in that price range. The marker is this home.

This home
$209K$807K

This home is worth more than 94% of homes in Miami 33189.

How it measures up in Miami 33189

The dot is this home. The mark in the middle is the typical home in Miami 33189.

Estimated value$714,309
CheaperTypical $533,184Pricier

Pricier than 94% of homes nearby

Price per ft²$336
CheaperTypical $321Pricier

Pricier than 58% of homes nearby

Living area2,128 ft²
SmallerTypical 1,560 ft²Bigger

Bigger than 86% of homes nearby

Lot size0.11 ac
SmallerTypical 0.18 acBigger

Bigger than 24% of homes nearby

Year built2004
OlderTypical 1987Newer

Newer than 88% of homes nearby

How 20856 Sw 89th Pl ranks against every home in each area.
MeasureThis homeLakes by the BayMiami 33189Miami-Dade County
Estimated valuepricier than$714,30998% of homes94% of homes75% of homes
Price per ft²pricier than$33688% of homes58% of homes43% of homes
Living areabigger than2,128 ft²81% of homes86% of homes82% of homes
Lot sizebigger than0.11 ac58% of homes24% of homes25% of homes
Year builtnewer than200445% of homes88% of homes82% of homes

About 20856 Sw 89th Pl

How much is 20856 Sw 89th Pl, Cutler Bay, FL worth?

The TopHap Estimate for 20856 Sw 89th Pl, Cutler Bay, FL is $714,309 as of Oct 21, 2026. The likely range is $683,198 to $745,420. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20856 Sw 89th Pl, Cutler Bay, FL last sell?

20856 Sw 89th Pl, Cutler Bay, FL last sold on Sep 28, 2021 for $475,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 20856 Sw 89th Pl, Cutler Bay, FL?

20856 Sw 89th Pl, Cutler Bay, FL has 3 bedrooms, 2 bathrooms, 2,128 square feet of living space and a 0.12-acre lot.

When was 20856 Sw 89th Pl, Cutler Bay, FL built?

20856 Sw 89th Pl, Cutler Bay, FL was built in 2004, making it 22 years old. The building has 2 stories.

What schools serve 20856 Sw 89th Pl, Cutler Bay, FL?

20856 Sw 89th Pl, Cutler Bay, FL is assigned to Dr. Edward L. Whigham Elementary School (elementary), rated B-; Cutler Bay Academy of Advanced Studies, Cutler Ridge Campus (middle), rated D+; Miami Southridge Senior High School (high), rated D+. All sit in Dade County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20856 Sw 89th Pl, Cutler Bay, FL compare to other homes in Miami 33189?

Among the 7,272 homes in Miami 33189, it is worth more than 94% of them ($714,309 against a typical $533,184), its price per square foot is higher than 58% of them ($336 against a typical $321), it is bigger than 86% of them (2,128 ft² against a typical 1,560 ft²), its lot is bigger than 24% of them (0.11 ac against a typical 0.18 ac) and it is newer than 88% of them (2004 against a typical 1987). Measured against all of Miami-Dade County, it is worth more than 75% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20856 Sw 89th Pl, Cutler Bay, FL?

The 2025 property tax bill for 20856 Sw 89th Pl, Cutler Bay, FL was $10,747. The county assessed it at $549,800.

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