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Single Family ResidenceResidential
$1,151,552$588 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

20876 PASEO ROBLE

EL TORO, CA 92630
3
Beds
2.5
Baths
1,959 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1977
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.2M
$1M low$1.3M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$551,552
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$441,242
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.49%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$250,000
LIGHTHOUSE FUNDING CORP · recorded Jun 5, 2001
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$350,000
CITIBANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,922 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$390,304 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$165,713
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$224,591
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$382,651

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyORANGE
Lot (acres)The size of the land the home sits on, from county records.0.14
HeatingThe type of heating system in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rancho Canada Elementary SchoolA-
Elementary · Grades KG–6 · 0.9 mi
H
El Toro High SchoolA-
High · Grades 9–12 · 1.5 mi
M
Serrano Intermediate SchoolB-
Middle · Grades 7–8 · 1.7 mi

District: Saddleback Valley Unified School District

Neighborhood · ZIP 92630These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.70
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.241

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.63,840
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5,834 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$118,504
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$145,211
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.15 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.75%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20876 Paseo Roble measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 85% of homes in Rancho Serrano
  • Costs more per square foot than 69% of homes in Rancho Serrano
  • Smaller than 86% of homes in Rancho Serrano
  • Has a smaller lot than 84% of homes in Rancho Serrano

What homes are worth in Lake Forest 92630

Each bar is how many homes fall in that price range. The marker is this home.

This home
$416K$2.4M

This home is worth more than 53% of homes in Lake Forest 92630.

How it measures up in Lake Forest 92630

The dot is this home. The mark in the middle is the typical home in Lake Forest 92630.

Estimated value$1,151,552
CheaperTypical $1,129,811Pricier

Pricier than 53% of homes nearby

Price per ft²$588
CheaperTypical $616Pricier

Pricier than 40% of homes nearby

Living area1,959 ft²
SmallerTypical 1,779 ft²Bigger

Bigger than 58% of homes nearby

Lot size0.14 ac
SmallerTypical 0.13 acBigger

Bigger than 61% of homes nearby

Year built1977
OlderTypical 1979Newer

Newer than 41% of homes nearby

How 20876 Paseo Roble ranks against every home in each area.
MeasureThis homeRancho SerranoLake Forest 92630Orange County
Estimated valuepricier than$1,151,55215% of homes53% of homes55% of homes
Price per ft²pricier than$58869% of homes40% of homes41% of homes
Living areabigger than1,959 ft²14% of homes58% of homes61% of homes
Lot sizebigger than0.14 ac16% of homes61% of homes45% of homes
Year builtnewer than197743% of homes41% of homes56% of homes

About 20876 Paseo Roble

How much is 20876 Paseo Roble, El Toro, CA worth?

The TopHap Estimate for 20876 Paseo Roble, El Toro, CA is $1,151,552 as of Jul 14, 2026. The likely range is $1,024,577 to $1,278,527. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20876 Paseo Roble, El Toro, CA last sell?

20876 Paseo Roble, El Toro, CA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 20876 Paseo Roble, El Toro, CA?

20876 Paseo Roble, El Toro, CA has 3 bedrooms, 2.5 bathrooms, 1,959 square feet of living space and a 0.14-acre lot.

When was 20876 Paseo Roble, El Toro, CA built?

20876 Paseo Roble, El Toro, CA was built in 1977, making it 49 years old. The building has 3 stories.

What schools serve 20876 Paseo Roble, El Toro, CA?

20876 Paseo Roble, El Toro, CA is assigned to Rancho Canada Elementary School (elementary), rated A-; El Toro High School (high), rated A-; Serrano Intermediate School (middle), rated B-. All sit in Saddleback Valley Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20876 Paseo Roble, El Toro, CA compare to other homes in Lake Forest 92630?

Among the 20,537 homes in Lake Forest 92630, it is worth more than 53% of them ($1,151,552 against a typical $1,129,811), its price per square foot is higher than 40% of them ($588 against a typical $616), it is bigger than 58% of them (1,959 ft² against a typical 1,779 ft²), its lot is bigger than 61% of them (0.14 ac against a typical 0.13 ac) and it is newer than 41% of them (1977 against a typical 1979). Measured against all of Orange County, it is worth more than 55% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20876 Paseo Roble, El Toro, CA?

The 2025 property tax bill for 20876 Paseo Roble, El Toro, CA was $3,922. The county assessed it at $390,304.

Closest homes

More homes in El Toro 92630

Assigned schools

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