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Single Family ResidenceResidential
$889,093$298 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $600,000 on Oct 24, 2018

20895 CHIPPOAKS FOREST CIR

STERLING, VA 20165
4
Beds
3 / 2
Baths
2,984 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.19 ac
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$889K
$843K low$936K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$600,000 · Oct 24, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,765 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$840,350 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$279,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$560,950
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$802,410
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$840,350

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
9
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
78
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
80
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
34
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyLOUDOUN
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2000
Lot (acres)The size of the land the home sits on, from county records.0.19
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckPatio · 180 ft²Porch · 144 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lowes Island Elementary SchoolA
Elementary · Grades PK–5 · 0.6 mi
M
Seneca Ridge Middle SchoolC+
Middle · Grades 6–8 · 1.0 mi
H
Dominion High SchoolB-
High · Grades 9–12 · 1.1 mi

District: Loudoun County Public Schools

Neighborhood · ZIP 20165These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.71
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.37

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.98%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.41%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.34,365
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,477 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$168,530
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$209,771
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20895 Chippoaks Forest Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 70% of homes in Sterling 20165
  • Bigger than 69% of homes in Sterling 20165
  • Older than 70% of homes in Loudoun County

What homes are worth in Sterling 20165

Each bar is how many homes fall in that price range. The marker is this home.

This home
$372K$1.3M

This home is worth more than 70% of homes in Sterling 20165.

How it measures up in Sterling 20165

The dot is this home. The mark in the middle is the typical home in Sterling 20165.

Estimated value$889,093
CheaperTypical $743,796Pricier

Pricier than 70% of homes nearby

Price per ft²$298
CheaperTypical $301Pricier

Pricier than 48% of homes nearby

Living area2,984 ft²
SmallerTypical 2,420 ft²Bigger

Bigger than 69% of homes nearby

Lot size0.19 ac
SmallerTypical 0.15 acBigger

Bigger than 60% of homes nearby

Year built1995
OlderTypical 1994Newer

Newer than 64% of homes nearby

How 20895 Chippoaks Forest Cir ranks against every home in each area.
MeasureThis homeSterling 20165Loudoun County
Estimated valuepricier than$889,09370% of homes59% of homes
Price per ft²pricier than$29848% of homes52% of homes
Living areabigger than2,984 ft²69% of homes58% of homes
Lot sizebigger than0.19 ac60% of homes49% of homes
Year builtnewer than199564% of homes30% of homes

About 20895 Chippoaks Forest Cir

How much is 20895 Chippoaks Forest Cir, Sterling, VA worth?

The TopHap Estimate for 20895 Chippoaks Forest Cir, Sterling, VA is $889,093 as of Sep 24, 2026. The likely range is $842,667 to $935,519. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20895 Chippoaks Forest Cir, Sterling, VA last sell?

20895 Chippoaks Forest Cir, Sterling, VA last sold on Oct 24, 2018 for $600,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 20895 Chippoaks Forest Cir, Sterling, VA?

20895 Chippoaks Forest Cir, Sterling, VA has 4 bedrooms, 3 bathrooms, 2,984 square feet of living space and a 0.19-acre lot.

When was 20895 Chippoaks Forest Cir, Sterling, VA built?

20895 Chippoaks Forest Cir, Sterling, VA was built in 1995, making it 31 years old. It is a colonial home. The building has 2 stories.

What schools serve 20895 Chippoaks Forest Cir, Sterling, VA?

20895 Chippoaks Forest Cir, Sterling, VA is assigned to Lowes Island Elementary School (elementary), rated A; Seneca Ridge Middle School (middle), rated C+; Dominion High School (high), rated B-. All sit in Loudoun County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20895 Chippoaks Forest Cir, Sterling, VA compare to other homes in Sterling 20165?

Among the 10,658 homes in Sterling 20165, it is worth more than 70% of them ($889,093 against a typical $743,796), its price per square foot is higher than 48% of them ($298 against a typical $301), it is bigger than 69% of them (2,984 ft² against a typical 2,420 ft²), its lot is bigger than 60% of them (0.19 ac against a typical 0.15 ac) and it is newer than 64% of them (1995 against a typical 1994). Measured against all of Loudoun County, it is worth more than 59% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20895 Chippoaks Forest Cir, Sterling, VA?

The 2026 property tax bill for 20895 Chippoaks Forest Cir, Sterling, VA was $6,765. The county assessed it at $840,350.

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